ONLINE PAYMENT TRANSACTION SYSTEM
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United States of America Patent
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Issued Date -
Oct 6, 2016
app pub date -
Mar 19, 2014
filing date -
Mar 19, 2014
priority date (Note) -
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status (Latency Note)
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Abstract
A payment system automatically determines a confidence measure for each payment transaction initiated between a consumer device and a merchant server, based on data associated with the registered consumer and device that is stored by the payment system, and dynamically determines a transaction processing cost for the transaction based on the confidence measure. The payment system can also dynamically determine a set of credential data elements to be requested from the consumer device.
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