SYSTEM FOR REDUCING MEMORY USAGE IN A PRE-AUTHORIZED DEBIT MANAGER
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United States of America Patent
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May 5, 2016
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May 5, 2015
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Abstract
An improved computerized system and method for efficiently processing and managing pre-authorized debits or payments. The system and method having a pre-authorized debit agreement authoring engine. Digitally signing the pre-authorized debit (PAD) agreement by the merchant and the client. Initiating a pre-authorized debit based on the terms of the PAD agreement.
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