RULE-BASED LOCKING AND UNLOCKING OF PAYMENT ACCOUNTS
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United States of America Patent
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Issued Date -
Jan 12, 2017
app pub date -
Jul 9, 2015
filing date -
Jul 9, 2015
priority date (Note) -
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status (Latency Note)
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Abstract
System, method, and interface for rule-based locking and unlocking of payment accounts. Embodiments of the invention allow a user to define rules for circumstances when their payment vehicle will not, or should not, be used. In such circumstances, the payment account may be locked and rendered unusable, thereby causing any fraudulent or otherwise undesirable transactions which may be attempted to be rejected. The payment vehicle may subsequently be automatically or manually unlocked for normal use. In order to accomplish this, the user may be provided with an interface to define rules for when and how their accounts should be locked and unlocked.
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