SYSTEMS, METHODS AND DEVICES FOR PROVIDING A SINGLE-USE PAYMENT CREDENTIAL
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United States of America Patent
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Issued Date -
Feb 9, 2017
app pub date -
Apr 29, 2015
filing date -
Apr 30, 2014
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Abstract
Systems, methods and devices for providing a single-use payment credential usable in a financial transaction are disclosed. In a method conducted at a remotely accessible server, a request for a single-use payment credential is received from an issuing financial entity. The request includes a consumer identifier of a consumer. The server associates the consumer identifier with a single-use payment credential in a database and transmits the single-use payment credential to a communication device of the consumer for presentation to a merchant. The server receives a transaction request including the single-use payment credential from an acquiring financial entity and transmits an indication of the transaction request in respect of the consumer identifier to the issuing financial entity such that the financial transaction may be completed.
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