METHODS AND APPARATUS FOR PROCESSING AND AUTHENTICATING MOBILE PAYMENT TRANSACTIONS
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United States of America Patent
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Issued Date -
May 4, 2017
app pub date -
Oct 21, 2016
filing date -
Oct 29, 2015
priority date (Note) -
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Abstract
A computer implemented method of processing a mobile payment transaction is disclosed. The method comprises: receiving a mobile payment authorization request, the mobile payment authorization request indicating authentication information and an identifier of a payment card associated with the transaction, the authentication information comprising a device identifier of a payer device; comparing authentication information with stored authentication information associated with the payment card; and generating an authorization message for the mobile payment if the authentication information matches the stored authentication information associated with the payment card.
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