Systems and methods for utilizing vehicle connectivity in association with payment transactions
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United States of America Patent
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Nov 5, 2019
Grant Date -
Jun 8, 2017
app pub date -
Dec 7, 2016
filing date -
Dec 7, 2015
priority date (Note) -
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status (Latency Note)
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Abstract
Disclosed are exemplary embodiments of systems and methods for utilizing vehicle connectivity to facilitate payment account transactions. One exemplary method includes, in response to a detected interest of a consumer, requesting sales data associated with the consumer interest from at least one merchant based on a location of a vehicle associated with the consumer, and creating an order object for a product selected from the sales data. The method also includes appending a vehicle signature, for the vehicle, to the order object, and matching the order object to a transaction object for the selected product based on the vehicle signature. The method further includes transmitting a purchase order to the at least one merchant based on the order object and the transaction object, thereby permitting the at least one merchant to facilitate a payment account transaction for the selected product.
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