Collaborative System and Method of Computers to Establish a Set of Parameters to Control Message Communications during an Authorization Phase

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United States of America Patent

SERIAL NO

15468031

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Abstract

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A user interface in a collaborative computer system having, connected via computer networks: an Inventory Management System (IMS) having a database of items; a centralized platform; a transaction handler; computers controlling accounts; and a terminal. Upon activation of an element of the user interface on the terminal, the terminal identifies an item from the database and generates a collaborative request regarding the item to a web service of the centralized platform, which causes the centralized platform to control, according to a workflow, a sequence of message transmissions in the collaborative computer system to determine a set of negotiated parameters. During an authorization phase of a transaction on the terminal involving the item and an account, the transaction handler communicates with the centralized platform to add a qualification status of the account, determined according to the negotiated parameters, in a field of a transaction message that is addressed to the terminal.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCP O BOX 194607 SAN FRANCISCO CA US 94119-4607

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Fordyce,, III Edward W Sedalia, US 44 3751
Suarez, Sarah Pankratz South San Francisco, US 5 368

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