Resource provider account token provisioning and processing

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11501288
APP PUB NO 20170228723A1
SERIAL NO

15019842

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Abstract

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Embodiments are directed to issuing tokens for identifiers associated with a resource provider account specific to the resource provider issuing the account. A resource provider processor system interfaces with a resource provider computer to validate account eligibility upon receiving a token request message. If the account is eligible for token generation, the resource provider processor system generates a universal identifier corresponding to the identifier associated with the resource provider account and returns the universal identifier to the token requestor. The token requestor may send a token request message to a token issuer for obtaining a token using the universal identifier. Accordingly, the universal account identifier can be used to provision a token into a digital wallet. Transactions using the token may be processed with the resource provider processor system acting as an account issuer.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Das, Rajat Foster City, US 13 188
Long, Laura A Foster City, US 3 214
Mori, Michael San Mateo, US 20 1355
Taylor, Mary San Francisco, US 8 200

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