Systems and Methods for Use in Depositing Funds to Deposit Accounts
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United States of America Patent
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Issued Date -
Sep 28, 2017
app pub date -
Mar 25, 2016
filing date -
Mar 25, 2016
priority date (Note) -
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Abstract
Systems and methods are provided for depositing funds to a deposit account associated with a consumer. On exemplary method includes initially receiving, at a computing device, a deposit request from a merchant via a payment network and/or an acquirer. The deposit request includes a request to deposit funds to a deposit account associated with the consumer, where the funds to be deposited are received by the merchant, and from the consumer. The method then includes causing, by the computing device, a balance of the deposit account to be increased by an amount associated with the funds, whereby the consumer is able to deposit the funds to the deposit account by presenting the funds to the merchant without interacting with a banking institution and/or automated teller machine (ATM) associated with the deposit debit account.
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