SYSTEM AND METHOD FOR AUTHENTICATING A TRANSACTION
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United States of America Patent
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May 16, 2016
filing date -
May 16, 2016
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Abstract
Provided are a system and method for authenticating a transaction. The authentication method may be performed by a user computing device, and may include providing, to a merchant device, account information for payment of a transaction, receiving, from the merchant device, a request to authenticate the transaction using payment software of the user device, and executing the payment software in a virtual environment. The executed payment software may authenticate, with an external server, that the account is paired with the payment software of the user device, and transmit a result of the authenticating to a payment network.
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