METHOD AND SYSTEM FOR VOICE AUTHENTICATED DISTRIBUTION OF PAYMENT CREDENTIALS
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United States of America Patent
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app pub date -
May 4, 2017
filing date -
May 19, 2016
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Abstract
A method for voice-initiated provisioning of payment credentials includes: storing, in a memory of a computing device, at least payment credentials associated with a transaction account and authentication data; receiving, by an audio receiving device of the computing device, a first voice message; determining, by a first application program of the computing device, that the first voice message corresponds to an instruction; electronically transmitting, by the first application program of the computing device, a second voice message to a second application program of the computing device; authenticating, by the second application program of the computing device, the second voice message based on the stored authentication data; and electronically transmitting, by a transmitting device of the computing device, the payment credentials to a point of sale device.
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