SYSTEM AND METHOD FOR CARD LINKED REWARD ACCOUNT
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United States of America Patent
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app pub date -
Feb 20, 2017
filing date -
Jun 23, 1999
priority date (Note) -
Abandoned
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Abstract
A system and method for a user to have a credit card, debit card, or stored value card that is linked to their reward points account in such a way as to permit them to pay for purchases with a merchant by using the card, wherein the merchant uses the existing credit card payment infrastructure as if payment were being made/authorized by a bank linked to the credit card or debit card account, but in fact the card is linked to the user's reward points account. In this manner, the user and merchant can use the reward points account to pay for purchases in a seamless manner whereby reward points are used for consideration rather than or as a supplement to cash and traditional credit.
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