VIRTUAL POINT OF SALE
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United States of America Patent
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app pub date -
Jan 27, 2015
filing date -
Jan 27, 2015
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Abstract
A portable device includes a communication interface to communicate with a consumer endpoint device, and a reader to receive a payment credential of a payment card detected by the portable device, to support a virtual point-of-sale (POS), card present online transaction between the consumer endpoint device and a merchant server. The portable device can establish a secure session with a host system using a cryptographic key, and send an authorization request comprising the payment credential in the secure session with the host system, the authorization request seeking authorization of payment for the online transaction.
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