METHOD OF SWAPPING CARD ACCOUNTS USED IN A FINANCIAL TRANSACTION
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United States of America Patent
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app pub date -
Jul 20, 2017
filing date -
Aug 1, 2016
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Abstract
A method of swapping card accounts used in a financial transaction comprises generating an authorisation code in response to receipt of a request for card accounts to be swapped, the request comprising data indicative of a transacting card account used to fund the financial transaction, transmitting the authorisation code, receiving data indicative of a supplied card account used to initiate the financial transaction along with the authorisation code, the supplied card account serving as a placeholder for the transacting card account, swapping the data indicative of the supplied card account with data indicative of the transacting card account, in response to receipt of the received data and transmitting the data indicative of the transacting card account to effect the transfer of funds at the transacting card account.
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