METHOD AND SYSTEM FOR TRANSFERRING FUNDS FROM A SENDER ACCOUNT TO A RECEIVER ACCOUNT
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United States of America Patent
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Jul 24, 2017
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Jul 26, 2016
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Abstract
A method and system for transferring funds from a sender account to a receiver account, comprising: generating a token in one of a sender device or a receiver device, the token comprising data of either the sender account or the receiver account; transmitting, to the other of the sender device or the receiver device, the token for inclusion of data of the other of the sender account or the receiver account, wherein the transmission of the token occurs in response to the sender device being in proximity to the receiver device; including, into the token, data of the other of the sender account and the receiver account; and forwarding the token to a payment network system administering the transfer of funds from the sender account to the receiver account.
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