DATA SHARING WITH CARD ISSUER VIA WALLET APP IN PAYMENT-ENABLED MOBILE DEVICE
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United States of America Patent
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app pub date -
Jun 29, 2017
filing date -
Jul 29, 2016
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Abstract
A payment-enabled mobile device runs a merchant wallet application. The mobile device engages in a transaction with the merchant at the point of sale. Transaction detail data is transmitted from the wallet application to a transaction authentication server. The transaction detail data includes details of the transaction. A response message from the authentication server is received by the payment-enabled mobile device. Payment credential information is made available to a POS terminal operated by the merchant and/or to a payment processor acting for the merchant.
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