Importance

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Abstract

According to embodiments of the invention, data not ordinarily sent through a transaction network can be transmitted to a resource provider (e.g., a merchant) in an authorization response message. For example, a location of an authorized user of a credential can be transmitted to a merchant to be compared to the merchant's location. This allows the merchant to determine whether to deliver goods or services to a consumer presenting the credential. In an additional or alternative example, transaction statistics can be transmitted to a merchant to allow the merchant to perform analytics. In both cases, the authorization response message serves the function of not only providing authorization services, but also authentication services (via user location) and/or data services (via statistics).

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First Claim