Importance

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Abstract

Techniques are disclosed relating to authorization of asset sharing between user accounts. In some embodiments, a server-side method includes storing account information for a first user account and receiving a first request to share funds from the first user account with a second user account. In some embodiments, the first request includes one or more constraints on the shared funds. In some embodiments, the method further includes authenticating that the first request was received from a user authorized to share funds from the first user account, receiving a second request that is an authorization request for a payment transaction initiated by the second user account, and authorizing, in response to determining that the second request meets the one or more constraints, the second user account to access the shared funds for the payment transaction. In some embodiments, the shared funds are not transferred from the first user account until after receiving the second request.

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First Claim