AN OWNER-CONTROLLED CARRIER OF VALUE, A PAYMENT INFRASTRUCTURE AND METHOD FOR OPERATING THIS INFRASTRUCTURE
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United States of America
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Issued Date -
Jan 16, 2020
app pub date -
Mar 6, 2017
filing date -
Mar 6, 2017
priority date (Note) -
Published
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Importance
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Abstract
The carrier for representing a monetary value as a means of payment comprises a substrate, a control unit mounted to the substrate, a value store for storing a carrier value of the carrier. and an interface circuit for electronic communication of an external device with the control unit. The carrier further comprises an owner store for storing the current owner of the earner. the current owner can e.g. be displayed on a display device of the carrier, or it can be used for restricting certain privileged operations on the carrier to its current owner. A large number of such carriers is used in a payment infrastructure having a plurality of terminal devices that are able to communicate with the carriers through their interface circuits, The infrastructure further comprises a central server device, Values can be transferred to and/or from individual carriers by various methods. A number of measures are described to protect the carriers and the rest of the infrastructure horn tampering.
First Claim
Family
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
Patent Owner | Address | |
---|---|---|
ORELL FUSSLI SICHERHEITSDRUCK AG | DIETZINGERSTRASSE 3 ZURICH CH-8036 |
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Inventor(s)
Inventor Name | Address | # of filed Patents | Total Citations |
---|---|---|---|
CHOSSON, Sylvain | Zürich, CH | 18 | 350 |
EICHENBERGER, Martin | Zollikon, CH | 20 | 45 |
SAUTER, Dieter | Zürich, CH | 10 | 35 |
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Maintenance Fees
Fee | Large entity fee | small entity fee | micro entity fee | due date |
---|---|---|---|---|
7.5 Year Payment | $3600.00 | $1800.00 | $900.00 | Jul 16, 2027 |
11.5 Year Payment | $7400.00 | $3700.00 | $1850.00 | Jul 16, 2031 |
Fee | Large entity fee | small entity fee | micro entity fee |
---|---|---|---|
Surcharge - 7.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge - 11.5 year - Late payment within 6 months | $160.00 | $80.00 | $40.00 |
Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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