SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT WITH RESTRICTED ENDORSEMENT

Number of patents in Portfolio can not be more than 2000

United States of America

APP PUB NO 20250086599A1
SERIAL NO

18960216

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Abstract

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A computer-implemented method includes receiving, from a mobile device, a deposit request including a first check image for funds to be deposited into a user account, determining a risk level associated with the deposit request, requesting a second check image having a restricted endorsement based on the risk level, receiving the second check image having the restricted endorsement, determining a confidence level based on the restricted endorsement, and transferring the funds to the user account based on the confidence level.

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N ASAN FRANCISCO CA

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Hecht, Al Chanhassen, US 48 103

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