IC card system compatible with bank account system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 4839504
SERIAL NO

07075064

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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In an IC card system, a first file corresponding to a normal bank account and a second file corresponding to an IC card account are provided for each IC cardholder. A card terminal for receiving an IC card communicates in an on-line manner with a host computer installed in a bank. A deposit amount is transferred between the first and second files for a transaction using the IC card. The IC card stores an account list for the transfer of a remittance to an account of a third party, so that a cash transfer from the first or second file to the account of the third party can be performed. The IC card functions both as a debit card and a credit card. When either of these functions is selected, an off-line transaction involving use of the IC card can be performed.

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Patent Owner(s)

Patent OwnerAddress
CASIO COMPUTER CO LTDSHIBUYA-KU TOKYO

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Nakano, Harumi Oome, JP 17 938

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