Funds transfer system
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United States of America Patent
Stats
-
Dec 29, 1992
Grant Date -
N/A
app pub date -
May 17, 1991
filing date -
Oct 6, 1989
priority date (Note) -
Reissued
status (Latency Note)
Importance
Abstract
A method of transferring funds includes the steps of linking a first 'smart card' to a first financial institution, debiting an account held at the financial institution and recording a corresponding credit value in the first smart card. The first smart card is then linked to a second, similar device, the credit value in the first device is reduced, and a corresponding credit value is recorded in the second device. The second device is then linked to a second financial institution, the credit value in the second device is reduced, and a corresponding credit value is recorded in an account held at the second financial institution. The first and second devices each store at least a portion of a program which is run in a synchronized interactive manner between the first devices. The invention extends to a system for implementing the method.
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