Electronic checking account apparatus and method having a digitizer to receive information as a check is being written
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United States of America Patent
Stats
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Aug 3, 1993
Grant Date -
N/A
app pub date -
Nov 12, 1991
filing date -
Nov 12, 1991
priority date (Note) -
In Force
status (Latency Note)
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Abstract
An electronic checkbook and method for using it. The checkbook comprises upper and lower parts which fold together when not in use. The lower part receives on its upper surface a booklet of checks. A digitizer is hingedly connected or fixed to the remainder of the lower part and operates as a keyboard in one mode when placed above the check booklet, and can be placed beneath the top check of the booklet and used in a second mode as a means for inputting signals to the remainder of the device representing information written on the check. The lower part of the checkbook also includes other elements of the device including a microprocessor, a power supply and a smart card reader/writer. The upper part includes a display screen upon which checking account information appears during use of the electronic checkbook. The method of use of the checkbook provides maintenance of a record of transactions in the account, including addition of deposits and subtraction of checks drawn on the account.
First Claim
Family
- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
| Patent Owner | Address | |
|---|---|---|
| NCR CORPORATION A CORP OF MD | DAYTON OH |
International Classification(s)
Inventor(s)
| Inventor Name | Address | # of filed Patents | Total Citations |
|---|---|---|---|
| Ames, Stephen J | New Concord, OH | 15 | 551 |
| Kapp, Michael A | New Philadelphia, OH | 5 | 565 |
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Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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