US Patent No: 5,239,583

Number of patents in Portfolio can not be more than 2000

Method and apparatus for improved security using access codes

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

An improvement in structure and credit account access security employing method and means for ensuring that repeating an exact access code which was successful in accessing the account will be unsuccessful at the next or subsequent tries. The user enters a PIN code in accordance with a prescribed, but variable, sequence, the sequence being different for each transaction from the previous transaction. The user inputs the PIN by entering a sequence of alphanumeric symbols in accordance with a prescribed 'start' sequence of symbols for recognition as a proper 4-digit PIN for a first transaction. The user must enter a new PIN to access the same account on subsequent tries. Preferably, the sequence of symbols comprising the PIN has only one symbol different from the 'start' sequence for recognition as a proper PIN for a second transaction and the third transaction may require yet a third sequence of alphanumeric symbols comprising a third PIN. As many different PINs as desired can be accommodated within reasonable limits.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddressTotal Patents
SECURA-CODE CORPORATIONPHOENIX, AZ0

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Parrillo, Larry A 15312 Dearborn St., Sepulveda, CA 91343 1 87

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Juergen Dethloff (1)
* 4,837,422 Multi-user card system 497 1987
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
MCI COMMUNICATIONS CORPORATION, TECHNOLOGY DEPT. (1)
* 5,988,497 Method for authenticating credit transactions to prevent fraudulent charges 162 1996
 
Other [Check patent profile for assignment information] (12)
* 5,731,575 Computerized system for discreet identification of duress transaction and/or duress access 46 1997
6,028,926 Dialer programming system and device with integrated printing process 21 1997
* 6,073,121 Check fraud prevention system 54 1997
6,498,847 Dialer programming and device with integrated printing process 4 2000
6,246,769 Authorized user verification by sequential pattern recognition and access code acquisition 46 2000
* 8,140,433 Method for making secure transactions carried out with cards provided with an owner identification number 0 2001
* 2004/0068,469 Method for making secure transactions carried out with cards provided with an owner identification number 4 2003
7,210,622 Enhanced PIN and password protection system and method 1 2004
* 2005/0187,022 Method and apparatus for secure gaming 10 2005
7,840,486 System and method for performing secure credit card purchases 22 2005
* 2006/0031,161 System and method for performing secure credit card purchases 13 2005
8,036,988 System and method for performing secure credit card transactions 4 2010
 
TOUCHCREDIT FINANCIAL SERVICES, INC. (1)
* 2001/0051,924 On-line based financial services method and system utilizing biometrically secured transactions for issuing credit 60 2001
 
NUANCE COMMUNICATIONS, INC. (1)
* 6,519,699 Method and system for voice guided secure entry of private data in a public setting 7 1998
 
IGT (3)
* 2003/0060,286 Method and apparatus for remote gaming 108 2002
* 2006/0068,913 Methods and apparatus for facilitating game play and generating an authenticatable audit-trail 61 2005
* 2006/0287,091 METHOD AND APPARATUS FOR FACILITATING GAME PLAY AND GENERATING AN AUTHENTICATABLE AUDIT-TRAIL 9 2006
 
SyferLock Technology Corporation (3)
7,143,440 User authentication system and method 5 2004
7,725,712 User authentication system and method 3 2006
* 2007/0162,745 User Authentication System and Method 3 2006
 
Fintel S.A. (1)
7,032,109 Method and system for ensuring the security of service supplies broadcast on a computer network of the internet type 2 1997
 
NEC CORPORATION (1)
* 2001/0056,400 Data sale immediate settling method and prepaid card 1 2001
 
PAYPAL, INC. (1)
* 6,685,087 Security system for validation of credit card transactions 5 2002
 
SWIVEL TECHNOLOGIES LIMITED (1)
* 7,392,388 Systems and methods for identity verification for secure transactions 22 2001
 
YT ACQUISITION CORPORATION (29)
* 5,613,012 Tokenless identification system for authorization of electronic transactions and electronic transmissions 775 1995
* 5,838,812 Tokenless biometric transaction authorization system 369 1996
* 5,870,723 Tokenless biometric transaction authorization method and system 425 1996
* 5,802,199 Use sensitive identification system 200 1997
* 5,805,719 Tokenless identification of individuals 450 1997
6,366,682 Tokenless electronic transaction system 164 1998
6,269,348 Tokenless biometric electronic debit and credit transactions 250 1999
6,230,148 Tokenless biometric electric check transaction 154 1999
* 6,154,879 Tokenless biometric ATM access system 283 1999
6,397,198 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 122 1999
7,613,659 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 65 1999
7,882,032 System and method for tokenless biometric authorization of electronic communications 26 2000
6,950,810 Tokenless biometric electronic financial transactions via a third party identicator 49 2000
6,980,670 Biometric tokenless electronic rewards system and method 66 2001
6,879,966 Tokenless biometric electronic financial transactions via a third party identicator 64 2001
6,581,042 Tokenless biometric electronic check transactions 83 2001
6,662,166 Tokenless biometric electronic debit and credit transactions 198 2001
7,631,193 Tokenless identification system for authorization of electronic transactions and electronic transmissions 33 2002
6,594,376 Tokenless electronic transaction system 69 2002
6,920,435 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 23 2002
7,152,045 Tokenless identification system for authorization of electronic transactions and electronic transmissions 76 2002
6,985,608 Tokenless electronic transaction system 38 2003
7,620,605 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 26 2005
7,536,352 Tokenless biometric electronic financial transactions via a third party identicator 22 2005
7,606,401 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 51 2005
7,248,719 Tokenless electronic transaction system 37 2005
8,260,716 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 1 2005
7,698,567 System and method for tokenless biometric electronic scrip 15 2005
7,558,407 Tokenless electronic transaction system 40 2007
 
BROADCOM CORPORATION (1)
* 2006/0116,107 System and method for pairing wireless headsets and headphones 25 2005
 
APPLIED OPTOELECTRONICS, INC. (1)
* 2002/0073,321 Fraud prevention for remote transactions 5 2000
 
Orbis Patents Limited (15)
7,571,142 Credit card system and method 36 2000
7,433,845 Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions 111 2000
7,136,835 Credit card system and method 111 2000
7,593,896 Credit card system and method 30 2000
7,567,934 Credit card system and method 36 2002
* 2003/0028,481 Credit card system and method 292 2002
* 2003/0018,567 Business-to-business commerce using financial transaction numbers 122 2002
8,527,416 Business-to-business commerce using financial transaction numbers 1 2008
* 2008/0120,238 Business-to Business commerce using financial transaction numbers 7 2008
8,676,707 Credit cards system and method having additional features 0 2008
* 2009/0037,333 Credit cards system and method having additional features 34 2008
7,895,122 Person-to-person, person-to business and business-to-business financial transaction system 20 2008
* 2009/0070,260 CREDIT CARD SYSTEM AND METHOD 12 2008
8,756,150 Credit card system and method 0 2009
* 2009/0134,217 CREDIT CARD SYSTEM AND METHOD 27 2009
 
PRISM TECHNOLOGIES LLC (2)
8,898,746 Method for managing access to protected computer resources 0 2013
8,661,512 Method for managing access to protected computer resources 0 2013
 
CITICORP CREDIT SERVICES, INC. (USA) (1)
* 6,464,135 Method and system for assisting the visually impaired in performing financial transactions 20 2000
 
WALKER DIGITAL, LLC (2)
6,527,638 Secure improved remote gaming system 384 1996
6,935,952 Method and apparatus for remote gaming 127 2002
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (5)
* 5,604,490 Method and system for providing a user access to multiple secured subsystems 165 1994
6,431,443 Overloaded card information display 9 1999
6,427,909 System and method for overloading an existing card 15 1999
6,427,910 Method for managing and updating overloaded cards 58 1999
6,427,911 Billing/clearing house system and method for an overloaded card 14 1999
 
LUCENT TECHNOLOGIES INC. (2)
* 5,754,652 Method and apparatus for secure pin entry 31 1994
* 5,940,511 Method and apparatus for secure PIN entry 27 1997
 
Obis Patents Ltd. (1)
6,636,833 Credit card system and method 265 1999
 
Vrbia, Inc. (1)
* 2004/0158,526 Contingency network access for accounts or information 0 2004
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (1)
* 5,724,423 Method and apparatus for user authentication 102 1995
 
Open Innovation Network, LLC (1)
9,165,323 Biometric transaction system and method 0 2012
 
WEBCC INC. (1)
* 2004/0249,503 Enhanced pin-based security system 6 2004
 
SMARTOUCH, LLC (1)
* 5,764,789 Tokenless biometric ATM access system 397 1996
 
ENTRUST, INC. (1)
* 5,712,627 Security system 17 1995
 
SAFTM TRANSACTION SYSTEMS LTD (1)
* 2004/0158,523 Method providing contingency access to valuable accounts or information 11 2003
 
SMART TONE, INC. (8)
* 5,583,933 Method and apparatus for the secure communication of data 146 1994
5,907,597 Method and system for the secure communication of data 38 1996
5,825,871 Information storage device for storing personal identification information 191 1996
5,818,930 Auto-dialer housing 22 1996
5,745,555 System and method using personal identification numbers and associated prompts for controlling unauthorized use of a security device and unauthorized access to a resource 187 1996
5,732,133 System and method for selecting and generating telephone access numbers for limiting access to a telephone service 38 1996
6,014,441 Method and system for generation of tone signals over a transmission channel 24 1997
5,949,874 Method and system for compensating for signal deviations in tone signals over a transmission channel 9 1997
 
RED HAT, INC. (2)
* 8,613,097 Methods and systems for detecting an access attack 0 2006
* 2008/0060,078 METHODS AND SYSTEMS FOR DETECTING AN ACCESS ATTACK 2 2006
 
STURIALE, VICKI (1)
* 5,809,143 Secure keyboard 57 1997
 
INDIVOS CORPORATION (2)
* 2004/0128,249 System and method for tokenless biometric electronic scrip 10 2003
8,630,932 Biometric financial transaction system and method 0 2012
 
OPEN INVENTION NETWORK, LLC (6)
7,565,329 Biometric financial transaction system and method 28 2001
* 2002/0019,811 Biometric financial transaction system and method 32 2001
7,970,678 Biometric financial transaction system and method 8 2009
8,831,994 System and method for tokenless biometric authorization of electronic communications 1 2010
8,452,680 Biometric financial transaction system and method 0 2011
8,630,933 Biometric financial transaction system and method 0 2013
* Cited By Examiner