US Patent No: 5,239,583

Number of patents in Portfolio can not be more than 2000

Method and apparatus for improved security using access codes

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Abstract

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An improvement in structure and credit account access security employing method and means for ensuring that repeating an exact access code which was successful in accessing the account will be unsuccessful at the next or subsequent tries. The user enters a PIN code in accordance with a prescribed, but variable, sequence, the sequence being different for each transaction from the previous transaction. The user inputs the PIN by entering a sequence of alphanumeric symbols in accordance with a prescribed 'start' sequence of symbols for recognition as a proper 4-digit PIN for a first transaction. The user must enter a new PIN to access the same account on subsequent tries. Preferably, the sequence of symbols comprising the PIN has only one symbol different from the 'start' sequence for recognition as a proper PIN for a second transaction and the third transaction may require yet a third sequence of alphanumeric symbols comprising a third PIN. As many different PINs as desired can be accommodated within reasonable limits.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
SECURA-CODE CORPORATIONPHOENIX, AZ0

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Parrillo, Larry A 15312 Dearborn St., Sepulveda, CA 91343 1 89

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Juergen Dethloff (1)
* 4,837,422 Multi-user card system 500 1987
* Cited By Examiner

Patent Citation Ranking

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Patent Info (Count) # Cites Year
 
MCI COMMUNICATIONS CORPORATION, TECHNOLOGY DEPT. (1)
* 5,988,497 Method for authenticating credit transactions to prevent fraudulent charges 162 1996
 
Other [Check patent profile for assignment information] (12)
* 5,731,575 Computerized system for discreet identification of duress transaction and/or duress access 46 1997
6,028,926 Dialer programming system and device with integrated printing process 21 1997
* 6,073,121 Check fraud prevention system 55 1997
6,498,847 Dialer programming and device with integrated printing process 4 2000
6,246,769 Authorized user verification by sequential pattern recognition and access code acquisition 46 2000
* 8,140,433 Method for making secure transactions carried out with cards provided with an owner identification number 0 2001
* 2004/0068,469 Method for making secure transactions carried out with cards provided with an owner identification number 4 2003
7,210,622 Enhanced PIN and password protection system and method 1 2004
* 2005/0187,022 Method and apparatus for secure gaming 10 2005
7,840,486 System and method for performing secure credit card purchases 22 2005
* 2006/0031,161 System and method for performing secure credit card purchases 13 2005
8,036,988 System and method for performing secure credit card transactions 4 2010
 
TOUCHCREDIT FINANCIAL SERVICES, INC. (1)
* 2001/0051,924 On-line based financial services method and system utilizing biometrically secured transactions for issuing credit 64 2001
 
NUANCE COMMUNICATIONS, INC. (1)
* 6,519,699 Method and system for voice guided secure entry of private data in a public setting 7 1998
 
IGT (3)
* 2003/0060,286 Method and apparatus for remote gaming 118 2002
* 2006/0068,913 Methods and apparatus for facilitating game play and generating an authenticatable audit-trail 66 2005
* 2006/0287,091 METHOD AND APPARATUS FOR FACILITATING GAME PLAY AND GENERATING AN AUTHENTICATABLE AUDIT-TRAIL 9 2006
 
SyferLock Technology Corporation (3)
7,143,440 User authentication system and method 5 2004
7,725,712 User authentication system and method 3 2006
* 2007/0162,745 User Authentication System and Method 3 2006
 
Fintel S.A. (1)
7,032,109 Method and system for ensuring the security of service supplies broadcast on a computer network of the internet type 2 1997
 
YOU TECHNOLOGY, INC. (1)
9,165,323 Biometric transaction system and method 0 2012
 
NEC CORPORATION (1)
* 2001/0056,400 Data sale immediate settling method and prepaid card 1 2001
 
PAYPAL, INC. (1)
* 6,685,087 Security system for validation of credit card transactions 5 2002
 
SWIVEL TECHNOLOGIES LIMITED (1)
* 7,392,388 Systems and methods for identity verification for secure transactions 24 2001
 
YT ACQUISITION CORPORATION (24)
* 5,613,012 Tokenless identification system for authorization of electronic transactions and electronic transmissions 791 1995
* 5,838,812 Tokenless biometric transaction authorization system 373 1996
* 5,870,723 Tokenless biometric transaction authorization method and system 437 1996
* 5,802,199 Use sensitive identification system 203 1997
* 5,805,719 Tokenless identification of individuals 457 1997
6,366,682 Tokenless electronic transaction system 168 1998
6,269,348 Tokenless biometric electronic debit and credit transactions 252 1999
6,230,148 Tokenless biometric electric check transaction 156 1999
* 6,154,879 Tokenless biometric ATM access system 287 1999
6,397,198 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 122 1999
7,613,659 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 66 1999
7,882,032 System and method for tokenless biometric authorization of electronic communications 26 2000
6,950,810 Tokenless biometric electronic financial transactions via a third party identicator 49 2000
6,879,966 Tokenless biometric electronic financial transactions via a third party identicator 64 2001
6,581,042 Tokenless biometric electronic check transactions 83 2001
6,662,166 Tokenless biometric electronic debit and credit transactions 198 2001
7,631,193 Tokenless identification system for authorization of electronic transactions and electronic transmissions 33 2002
6,594,376 Tokenless electronic transaction system 70 2002
6,920,435 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor 23 2002
6,985,608 Tokenless electronic transaction system 39 2003
7,620,605 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 26 2005
7,536,352 Tokenless biometric electronic financial transactions via a third party identicator 22 2005
7,248,719 Tokenless electronic transaction system 38 2005
7,558,407 Tokenless electronic transaction system 41 2007
 
BROADCOM CORPORATION (1)
* 2006/0116,107 System and method for pairing wireless headsets and headphones 25 2005
 
APPLIED OPTOELECTRONICS, INC. (1)
* 2002/0073,321 Fraud prevention for remote transactions 6 2000
 
Orbis Patents Ltd. (15)
7,571,142 Credit card system and method 39 2000
7,433,845 Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions 112 2000
7,136,835 Credit card system and method 115 2000
7,593,896 Credit card system and method 33 2000
7,567,934 Credit card system and method 39 2002
* 2003/0028,481 Credit card system and method 299 2002
* 2003/0018,567 Business-to-business commerce using financial transaction numbers 123 2002
8,527,416 Business-to-business commerce using financial transaction numbers 1 2008
* 2008/0120,238 Business-to Business commerce using financial transaction numbers 7 2008
8,676,707 Credit cards system and method having additional features 0 2008
* 2009/0037,333 Credit cards system and method having additional features 36 2008
7,895,122 Person-to-person, person-to business and business-to-business financial transaction system 20 2008
* 2009/0070,260 CREDIT CARD SYSTEM AND METHOD 13 2008
8,756,150 Credit card system and method 0 2009
* 2009/0134,217 CREDIT CARD SYSTEM AND METHOD 29 2009
 
PRISM TECHNOLOGIES LLC (4)
8,898,746 Method for managing access to protected computer resources 2 2013
8,661,512 Method for managing access to protected computer resources 0 2013
9,369,469 Method for managing access to protected computer resources 0 2014
9,413,768 Method for managing access to protected computer resources 0 2016
 
CITICORP CREDIT SERVICES, INC. (USA) (1)
* 6,464,135 Method and system for assisting the visually impaired in performing financial transactions 20 2000
 
WALKER DIGITAL, LLC (2)
6,527,638 Secure improved remote gaming system 396 1996
6,935,952 Method and apparatus for remote gaming 134 2002
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (5)
* 5,604,490 Method and system for providing a user access to multiple secured subsystems 167 1994
6,431,443 Overloaded card information display 9 1999
6,427,909 System and method for overloading an existing card 15 1999
6,427,910 Method for managing and updating overloaded cards 58 1999
6,427,911 Billing/clearing house system and method for an overloaded card 14 1999
 
LUCENT TECHNOLOGIES INC. (2)
* 5,754,652 Method and apparatus for secure pin entry 31 1994
* 5,940,511 Method and apparatus for secure PIN entry 28 1997
 
Obis Patents Ltd. (1)
6,636,833 Credit card system and method 269 1999
 
VRBIA, INC. (1)
* 2004/0158,526 Contingency network access for accounts or information 0 2004
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (1)
* 5,724,423 Method and apparatus for user authentication 102 1995
 
WEBCC INC. (1)
* 2004/0249,503 Enhanced pin-based security system 6 2004
 
SMARTOUCH, LLC (1)
* 5,764,789 Tokenless biometric ATM access system 407 1996
 
ENTRUST, INC. (1)
* 5,712,627 Security system 17 1995
 
SAFTM TRANSACTION SYSTEMS LTD (1)
* 2004/0158,523 Method providing contingency access to valuable accounts or information 11 2003
 
SMART TONE, INC. (8)
* 5,583,933 Method and apparatus for the secure communication of data 148 1994
5,907,597 Method and system for the secure communication of data 41 1996
5,825,871 Information storage device for storing personal identification information 194 1996
5,818,930 Auto-dialer housing 22 1996
5,745,555 System and method using personal identification numbers and associated prompts for controlling unauthorized use of a security device and unauthorized access to a resource 190 1996
5,732,133 System and method for selecting and generating telephone access numbers for limiting access to a telephone service 40 1996
6,014,441 Method and system for generation of tone signals over a transmission channel 25 1997
5,949,874 Method and system for compensating for signal deviations in tone signals over a transmission channel 9 1997
 
RED HAT, INC. (2)
* 8,613,097 Methods and systems for detecting an access attack 1 2006
* 2008/0060,078 METHODS AND SYSTEMS FOR DETECTING AN ACCESS ATTACK 3 2006
 
STURIALE, VICKI (1)
* 5,809,143 Secure keyboard 58 1997
 
INDIVOS CORPORATION (2)
* 2004/0128,249 System and method for tokenless biometric electronic scrip 10 2003
8,630,932 Biometric financial transaction system and method 0 2012
 
OPEN INVENTION NETWORK, LLC (11)
6,980,670 Biometric tokenless electronic rewards system and method 69 2001
7,565,329 Biometric financial transaction system and method 28 2001
* 2002/0019,811 Biometric financial transaction system and method 32 2001
7,152,045 Tokenless identification system for authorization of electronic transactions and electronic transmissions 79 2002
7,606,401 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 52 2005
8,260,716 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse 1 2005
7,698,567 System and method for tokenless biometric electronic scrip 16 2005
7,970,678 Biometric financial transaction system and method 8 2009
8,831,994 System and method for tokenless biometric authorization of electronic communications 1 2010
8,452,680 Biometric financial transaction system and method 0 2011
8,630,933 Biometric financial transaction system and method 1 2013
* Cited By Examiner