System and method for detecting user fraud in automated teller machine transactions

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United States of America Patent

PATENT NO 5386104
SERIAL NO

08173035

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Abstract

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A self-service automated teller system includes a fraud detection module which uses a biometric recognition technique, such as voice or fingerprint recognition, in combination with predictive technology. The biometric recognition test is normally decisive, but if this test produces a result which is close to a predetermined threshold, the predictive technology checks to determine whether the transaction is consistent with the user's normal behavior before permitting the transaction to proceed. A suspicion count may also be included in the decision-making process, to determine whether or not the user has a previous record of suspicious transactions.

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Patent Owner(s)

  • NCR CORPORATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Sime, Iain R F Tayside, GB6 3 364

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