Telephone based credit card protection
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United States of America Patent
Stats
-
Apr 30, 1996
Grant Date -
N/A
app pub date -
Oct 13, 1994
filing date -
Oct 13, 1994
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method for enhancing the security of use of a transaction device such as a credit card through a telephone system wherein the subscriber may establish through the telephone network a series of parameters which must be satisfied in order to activate the credit card to permit validation by passage of the card through the conventional point-of-sale magnetic swiping device. The parameters may include subscriber establishment of an activation time frame, an activation area, a dollar limit on purchasing power, a temporary PIN valid subject to satisfaction of the other parameters, and voice verification.
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