US Patent No: 5,544,246

Number of patents in Portfolio can not be more than 2000

Smartcard adapted for a plurality of service providers and for remote installation of same

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ATTORNEY / AGENT: (SPONSORED)
 

Importance

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Abstract

A smartcard that allows different Service Providers to coexist on the smartcard with none of the Service Providers, nor the owner of the smartcard, having access to the files created for, or by, each of the resident Service Providers. The operating system of the smartcard includes a root directory that is owned by the smartcard's issuer/owner, and each Service Provider is a "user" that is installed by the issuer/owner. Each such user is provided with a subdirectory of the root directory, and within the subdirectory the user creates files and subdirectories with files, as the user deems necessary. The operating system prevents all users of the smartcard, including the smartcard's issuer/owner and the smartcard's holder, from accessing any files that are owned by any other user, when that user chooses to prevent such access. This power to exclude is effected through a password file that is owned by the user and which cannot be altered by any other user, including the smartcard's issuer/owner. Optionally, the smartcard's issuer/owner is given the power to erase all files of a given user. Connection is effected with a protocol which authenticates all parties to the connection. Thus, in a connection between the smartcard and a user, the smartcard determines whether the user should be granted access, and the user determines whether the smartcard is a valid smartcard. Authentication of the possessor of the smartcard may also be effected.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
AT&T IPM CORP.MURRAY HILL, NJ1358
LUCENT TECHNOLOGIES INC.MURRAY HILL, NJ9561

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mandelbaum, Richard Manalapan, NJ 8 672
Sherman, Stephen A Hackettstown, NJ 1 352
Wetherington, Diane R Bernardsville, NJ 1 352

Cited Art

Patent Info (Count) # Cites Year
 
KABUSHIKI KAISHA TOSHIBA (2)
5,225,664 Mutual authentication system 56 1991
5,288,978 Mutual authentication system and method which checks the authenticity of a device before transmitting authentication data to the device 120 1991
 
OKI ELECTRIC INDUSTRY CO., LTD. (2)
4,877,947 Transaction processing system 178 1987
5,267,315 Secret identification number checking system 22 1992
 
AT&T INFORMATION SYSTEMS INC. (1)
4,816,654 Improved security system for a portable data carrier 94 1986
 
CASIO COMPUTER CO., LTD. (1)
4,797,542 Multiple application electronic card-like apparatus 142 1987
 
CP8 TECHNOLOGIES (1)
4,910,773 Method of dispatching secret keys to security modules and user cards in a data processing network 19 1988
 
GAO GESELLSCHAFT FUR AUTOMATION UND ORGANISATION MBH (1)
5,317,637 Data exchange system with a check of the apparatus for its authentication status 12 1992
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (1)
5,148,479 Authentication protocols in communication networks 60 1991
 
LUCENT TECHNOLOGIES INC. (1)
4,816,653 Security file system for a portable data carrier 145 1986
 
MITSUBISHI DENKI KABUSHIKI KAISHA (1)
4,928,001 Secret information preserving system for a multiple issuer IC card 143 1988
 
PERSONAL COMPUTER CARD CORPORATION (1)
4,742,215 IC card system 124 1986
 
TOPPAN MOORE CO., LTD. (1)
4,734,568 IC card which can set security level for every memory area 141 1986
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (2)
4,443,027 Multiple company credit card system 175 1981
5,036,461 Two-way authentication system between user's smart card and issuer-specific plug-in application modules in multi-issued transaction device 230 1990

Patent Citation Ranking

Forward Cites

Patent Info (Count) # Cites Year
 
JPMORGAN CHASE BANK, N.A. (75)
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7,702,538 System and method for transponder-enabled account transactions 9 2002
7,809,641 System and method for funding a collective account 7 2002
7,860,789 Multiple account advanced payment card and method of routing card transactions 6 2002
7,165,049 Sponsor funded stored value card 65 2002
7,801,816 System and method for currency selectable stored value instrument 1 2003
8,239,304 Method and system for providing pre-approved targeted products 1 2003
7,593,875 Financial system for isolated economic environment 1 2003
7,676,425 Method and system for providing flexible financing 15 2003
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7,606,727 System and method for identifying optimal marketing offers 3 2003
7,953,663 System and method for financial instrument pre-qualification and offering 3 2003
7,809,595 System and method for managing risks associated with outside service providers 3 2003
8,239,323 Method and system for distribution of unactivated bank account cards 1 2003
7,130,828 Debit purchasing of stored value card for use by and/or delivery to others 24 2003
8,429,006 System and method for offer targeting 0 2004
7,467,106 System and method for offer management 1 2004
7,392,222 System and method for providing promotional pricing 57 2004
7,707,111 Customer activated multi-value (CAM) card 22 2004
7,349,866 System and method for funding a collective account by use of an electronic tag 25 2004
7,363,273 Debit purchasing of stored value card for use by and/or delivery to others 14 2004
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7,191,952 Selectable multi-purpose card 73 2004
7,756,896 System and method for multi-dimensional risk analysis 19 2005
7,660,763 Customer activated multi-value (CAM) card 15 2005
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7,401,731 Method and system for implementing a card product with multiple customized relationships 46 2005
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7,941,355 Universal payment protection 2 2006
7,809,642 Debit purchasing of stored value card for use by and/or delivery to others 4 2006
7,591,416 Selectable multi-purpose card 29 2006
7,676,429 Credit instrument and system providing multiple services including access to credit services and access to a service provider club 0 2006
7,311,244 System and method for funding a collective account by use of an electronic tag 17 2006
7,306,141 System and method for funding a collective account by use of an electronic tag 17 2006
7,784,682 System and method for granting promotional rewards to both customers and non-customers 2 2006
7,260,549 Method and system for managing risk 19 2006
7,505,918 Method and system for managing risks 2 2006
7,360,693 System and method for a card benefit program providing benefits to program members based on program performance 13 2006
7,753,259 System and method for granting promotional rewards to both customers and non-customers 16 2006
7,357,331 Selectable multi-purpose card 39 2006
7,603,283 Method and system for managing risk 3 2007
7,805,368 Debit purchasing of stored value card for use by and/or delivery to others 3 2007
7,818,253 Debit purchasing of stored value card for use by and/or delivery to others 3 2007
8,020,754 System and method for funding a collective account by use of an electronic tag 3 2007
8,417,601 Variable rate payment card 0 2007
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7,809,643 Debit purchasing of stored value card for use by and/or delivery to others 3 2007
7,949,574 Personalized interactive network architecture 0 2007
D582977 Transaction device 43 2008
D582476 Pivoting transaction device 28 2008
D576671 Overlapping transaction device 24 2008
D635186 Metal transaction device 16 2008
7,890,422 Multiple account advanced payment card and method of routing card transactions 9 2008
D636021 Eco-friendly transaction device 2 2008
8,245,909 Method and system for implementing a card product with multiple customized relationships 1 2008
D602522 Transaction device 31 2008
D602986 Metal transaction device 39 2009
7,926,711 System and method for granting promotional rewards to both customers and non-customers 3 2009
8,392,301 Financial system for isolated economic environment 0 2009
8,408,455 System and method for granting promotional rewards to both customers and non-customers 0 2009
8,095,459 Method and system for providing flexible financing 1 2010
8,005,756 Debit purchasing of stored value card for use by and/or delivery to others 0 2010
8,145,549 System and method for offering risk-based interest rates in a credit instutment 2 2010
D636020 Eco-friendly transaction device 0 2010
D643062 Metal transaction device 8 2011
8,326,694 Personalized interactive network architecture 0 2011
 
MICROSOFT CORPORATION (41)
5,721,781 Authentication system and method for smart card transactions 494 1995
7,194,092 Key-based secure storage 31 1999
6,820,063 Controlling access to content based on certificates and access predicates 77 1999
6,330,670 Digital rights management operating system 389 1999
6,327,652 Loading and identifying a digital rights management operating system 382 1999
7,174,457 System and method for authenticating an operating system to a central processing unit, providing the CPU/OS with secure storage, and authenticating the CPU/OS to a third party 12 1999
6,609,199 Method and apparatus for authenticating an open system application to a portable IC device 163 1999
6,757,824 Client-side boot domains and boot rules 30 1999
6,810,479 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 55 2000
6,938,164 Method and system for allowing code to be securely initialized in a computer 27 2000
7,243,230 Transferring application secrets in a trusted operating system environment 10 2001
7,159,240 Operating system upgrades in a trusted operating system environment 11 2001
7,137,004 Manifest-based trusted agent management in a trusted operating system environment 27 2001
7,890,771 Saving and retrieving data based on public key encryption 0 2003
7,487,365 Saving and retrieving data based on symmetric key encryption 5 2003
7,543,336 System and method for secure storage of data using public and private keys 6 2003
7,529,919 Boot blocks for software 7 2003
7,434,263 System and method for secure storage data using a key 1 2003
7,424,606 System and method for authenticating an operating system 0 2003
7,356,682 Attesting to a value of a register and/or memory region 5 2003
7,010,684 Method and apparatus for authenticating an open system application to a portable IC device 4 2003
7,020,772 Secure execution of program code 12 2003
7,512,786 Client-side boot domains and boot rules 1 2004
7,366,918 Configuring and managing resources on a multi-purpose integrated circuit card using a personal computer 2 2004
6,978,365 Client-side boot domains and boot rules 8 2004
7,543,335 Method and system for allowing code to be securely initialized in a computer 2 2005
7,577,839 Transferring application secrets in a trusted operating system environment 1 2005
7,577,840 Transferring application secrets in a trusted operating system environment 0 2005
7,721,341 Method and system for allowing code to be securely initialized in a computer 3 2005
7,634,661 Manifest-based trusted agent management in a trusted operating system environment 2 2005
7,305,553 Manifest-based trusted agent management in a trusted operating system environment 2 2005
7,257,707 Manifest-based trusted agent management in a trusted operating system environment 5 2005
7,107,463 Manifest-based trusted agent management in a trusted operating system environment 12 2005
7,302,709 Key-based secure storage 16 2005
7,139,915 Method and apparatus for authenticating an open system application to a portable IC device 3 2005
7,765,397 Generating, migrating or exporting bound keys 1 2006
7,752,456 Saving and retrieving data based on symmetric key encryption 1 2006
7,587,589 Saving and retrieving data based on symmetric key encryption 3 2006
7,424,612 Saving and retrieving data based on symmetric key encryption 4 2006
7,457,412 System and method for authenticating an operating system to a central processing unit, providing the CPU/OS with secure storage, and authenticating the CPU/OS to a third party 0 2006
7,415,620 System and method for authenticating an operating system to a central processing unit, providing the CPU/OS with secure storage, and authenticating the CPU/OS to a third party 5 2006
 
XATRA FUND MX, LLC (41)
7,239,226 System and method for payment using radio frequency identification in contact and contactless transactions 57 2002
7,249,112 System and method for assigning a funding source for a radio frequency identification device 47 2002
7,889,052 Authorizing payment subsequent to RF transactions 1 2003
7,668,750 Securing RF transactions using a transactions counter 1 2004
7,268,667 Systems and methods for providing a RF transaction device operable to store multiple distinct accounts 11 2004
7,268,668 Systems and methods for managing multiple accounts on a RF transaction instrument 9 2004
7,360,689 Method and system for proffering multiple biometrics for use with a FOB 10 2004
7,303,120 System for biometric security using a FOB 43 2004
7,154,375 Biometric safeguard method with a fob 37 2004
7,121,471 Method and system for DNA recognition biometrics on a fob 24 2004
7,059,531 Method and system for smellprint recognition biometrics on a fob 13 2004
7,172,112 Public/private dual card system and method 41 2004
7,639,116 Converting account data associated with a radio frequency device 1 2004
7,725,427 Recurrent billing maintenance with radio frequency payment devices 0 2004
7,119,659 Systems and methods for providing a RF transaction device for use in a private label transaction 38 2004
7,493,288 RF payment via a mobile device 35 2004
7,228,155 System and method for remotely initializing a RF transaction 50 2004
7,705,732 Authenticating an RF transaction using a transaction counter 4 2004
7,312,707 System and method for authenticating a RF transaction using a transaction account routing number 38 2004
7,735,725 Processing an RF transaction using a routing number 0 2005
7,746,215 RF transactions using a wireless reader grid 1 2005
8,294,552 Facial scan biometrics on a payment device 0 2007
8,074,889 System for biometric security using a fob 2 2007
7,988,038 System for biometric security using a fob 0 2007
7,814,332 Voiceprint biometrics on a payment device 5 2007
7,637,434 Registering a biometric for radio frequency transactions 1 2007
7,578,448 Authorizing radio frequency transactions using a keystroke scan 1 2007
7,506,818 Biometrics for radio frequency payment transactions 8 2007
7,500,616 Authenticating fingerprints for radio frequency payment transactions 5 2007
8,289,136 Hand geometry biometrics on a payment device 0 2007
8,284,025 Method and system for auditory recognition biometrics on a FOB 0 2007
8,279,042 Iris scan biometrics on a payment device 0 2007
7,690,577 Registering a biometric for radio frequency transactions 1 2007
7,506,819 Biometric security using a fob 6 2007
RE43157 System and method for reassociating an account number to another transaction account 1 2008
7,886,157 Hand geometry recognition biometrics on a fob 0 2008
8,066,181 RF transaction authentication using a random number 3 2008
8,016,201 Authorized sample receiver 0 2008
RE43460 Public/private dual card system and method 0 2009
7,780,091 Registering a biometric for radio frequency transactions 1 2009
8,009,018 RF transactions using a wireless reader grid 0 2010
 
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC. (30)
6,742,704 Multiple-service card system 66 2001
8,429,041 Systems and methods for managing account information lifecycles 0 2003
7,306,158 Clear contactless card 4 2003
7,827,106 System and method for manufacturing a punch-out RFID transaction device 1 2003
7,925,535 System and method for securing RF transactions using a radio frequency identification device including a random number generator 1 2004
7,093,767 System and method for manufacturing a punch-out RFID transaction device 45 2004
7,070,112 Transparent transaction device 40 2004
7,542,942 System and method for securing sensitive information during completion of a transaction 8 2004
7,503,480 Method and system for tracking user performance 4 2004
7,463,133 Systems and methods for providing a RF transaction device operable to store multiple distinct calling card accounts 2 2004
7,835,960 System for facilitating a transaction 5 2004
7,768,379 Method and system for a travel-related multi-function fob 0 2004
7,762,457 System and method for dynamic fob synchronization and personalization 2 2004
7,587,756 Methods and apparatus for a secure proximity integrated circuit card transactions 3 2004
7,805,378 System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions 1 2004
7,996,324 Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia 0 2004
7,156,301 Foldable non-traditionally-sized RF transaction card system and method 33 2005
7,429,927 System and method for providing and RFID transaction device 3 2005
7,543,738 System and method for secure transactions manageable by a transaction account provider 11 2005
7,650,314 System and method for securing a recurrent billing transaction 0 2005
8,001,054 System and method for generating an unpredictable number using a seeded algorithm 2 2006
7,837,116 Transaction card 2 2007
7,494,058 Smartcard transaction method and system using voiceprint recognition 4 2007
7,503,487 Geographic area multiple service card system 2 2007
7,694,876 Method and system for tracking user performance 1 2008
7,793,845 Smartcard transaction system and method 2 2009
8,016,191 Smartcard transaction system and method 3 2010
8,266,056 System and method for manufacturing a punch-out RFID transaction device 0 2010
8,191,788 Transaction card 1 2010
8,423,475 Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia 0 2011
 
SUN MICROSYSTEMS, INC. (12)
5,668,877 Method and apparatus for stepping pair keys in a key-management scheme 42 1994
5,633,933 Method and apparatus for a key-management scheme for internet protocols 42 1996
6,996,213 Superposition of data over voice 42 1998
7,080,261 Computer-readable medium with microprocessor to control reading and computer arranged to communicate with such a medium 0 1999
7,828,218 Method and system of communicating devices, and devices therefor, with protected data transfer 1 2000
7,020,740 Computer arrangement using non-refreshed DRAM 0 2000
7,185,110 Data exchange system comprising portable data processing units 0 2002
RE39269 Data exchange system comprising portable data processing units 0 2002
6,883,716 Secure photo carrying identification device, as well as means and method for authenticating such an identification device 12 2002
7,145,991 Superposition of data over voice 1 2004
7,273,169 Secure photo carrying identification device, as well as means and method for authenticating such an identification device 0 2004
7,197,596 Computer arrangement using non-refreshed DRAM 0 2006
 
CITRIX SYSTEMS, INC. (11)
5,923,842 Method and apparatus for simultaneously providing anonymous user login for multiple users 51 1997
7,020,773 Strong mutual authentication of devices 45 2000
6,986,040 System and method of exploiting the security of a secure communication channel to secure a non-secure communication channel 41 2000
7,100,200 Method and apparatus for transmitting authentication credentials of a user across communication sessions 50 2001
7,661,129 Secure traversal of network components 10 2002
7,562,146 Encapsulating protocol for session persistence and reliability 10 2003
7,293,176 Strong mutual authentication of devices 15 2004
7,984,157 Persistent and reliable session securely traversing network components using an encapsulating protocol 2 2004
8,090,874 Systems and methods for maintaining a client's network connection thru a change in network identifier 0 2005
7,502,726 Systems and methods for maintaining a session between a client and host service 17 2005
7,340,772 Systems and methods for continuing an operation interrupted from a reconnection between a client and server 34 2005
 
MULTOS LIMITED (9)
7,689,826 Flexibly loading a tamper resistant module 3 2007
7,584,358 Tamper resistant module certification authority 3 2007
7,734,923 Key transformation unit for a tamper resistant module 4 2007
7,523,495 Methods and systems for IC card application loading 2 2007
7,730,311 Key transformation unit for a tamper resistant module 4 2007
7,707,408 Key transformation unit for a tamper resistant module 4 2007
7,669,055 Key transformation unit for a tamper resistant module 5 2007
7,730,312 Tamper resistant module certification authority 3 2007
7,702,908 Tamper resistant module certification authority 3 2007
 
ORACLE AMERICA, INC. (8)
7,093,122 Techniques for permitting access across a context barrier in a small footprint device using shared object interfaces 11 1999
6,922,835 Techniques for permitting access across a context barrier on a small footprint device using run time environment privileges 15 1999
6,907,608 Techniques for permitting access across a context barrier in a small footprint device using global data structures 16 1999
6,823,520 Techniques for implementing security on a small footprint device using a context barrier 12 1999
6,633,984 Techniques for permitting access across a context barrier on a small footprint device using an entry point object 20 1999
7,607,175 Techniques for permitting access across a context barrier on a small footprint device using an entry point object 11 2003
7,478,389 Techniques for implementing security on a small footprint device using a context barrier 10 2004
7,395,535 Techniques for permitting access across a context barrier in a small footprint device using global data structures 11 2004
 
DATASCAPE, INC. (7)
6,366,967 OPEN NETWORK SYSTEM FOR I/O OPERATION INCLUDING A COMMON GATEWAY INTERFACE AND AN EXTENDED OPEN NETWORK PROTOCOL WITH NON-STANDARD I/O DEVICES UTILIZING DEVICE AND IDENTIFIER FOR OPERATION TO BE PERFORMED WITH DEVICE 57 1999
6,745,259 OPEN NETWORK SYSTEM FOR I/O OPERATION INCLUDING A COMMON GATEWAY INTERFACE AND AN EXTENDED OPEN NETWORK PROTOCOL WITH NON-STANDARD I/O DEVICES UTILIZING DEVICE AND IDENTIFIER FOR OPERATION TO BE PERFORMED WITH DEVICE 10 2001
6,694,387 System for enabling smart card transactions to occur over the internet and associated method 17 2002
6,684,269 System and method for enabling transactions between a web server and a smart card, telephone, or personal digital assistant over the internet 88 2002
6,850,996 System and method for enabling transactions between a web server and an automated teller machine over the internet 35 2003
6,907,476 Open network system and method for I/O operations with non-standard I/O devices using an extended open network protocol 9 2004
7,984,172 System and method for transacting communication over an open network 0 2005
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (7)
6,173,401 Importing information onto a chip card 2 1998
6,802,007 Privacy and security for smartcards in a method, system and program 14 2000
7,752,445 System and method for authentication of a hardware token 3 2005
7,779,452 Computer access security 1 2005
7,877,791 System, method and program for authentication and access control 0 2007
7,814,010 Method and apparatus for displaying embedded chip states and embedded chip end-user application states 0 2009
8,271,781 System and method for authentication of a hardware token 2010
 
MONDEX INTERNATIONAL LIMITED (7)
6,220,510 Multi-application IC card with delegation feature 134 1998
6,164,549 IC card with shell feature 45 1998
6,328,217 Integrated circuit card with application history list 10 1998
6,742,120 System and method for controlling access to computer code in an IC card 70 1998
6,736,325 Codelets 4 1999
8,397,058 System and method for communication between smart cards 0 2000
6,761,319 Configuration of IC card 9 2001
 
STAMPS.COM INC. (6)
5,801,364 System and method for controlling the storage of data within a portable memory 43 1995
5,778,076 System and method for controlling the dispensing of an authenticating indicia 48 1995
5,682,318 System and method for storing postage in a computer system 40 1996
5,825,893 System and method for registgration using indicia 47 1997
5,796,834 System and method for controlling the dispensing of an authenticating indicia 34 1997
6,233,568 System and method for automatically providing shipping/transportation fees 104 1998
 
STEPNEXUS HOLDINGS, A CAYMAN ISLAND EXEMPTED LIMITED COMPANY (6)
6,575,372 Secure multi-application IC card system having selective loading and deleting capability 16 1998
6,385,723 Key transformation unit for an IC card 56 1998
6,488,211 System and method for flexibly loading in IC card 14 1998
7,469,339 Secure multiple application card system and process 4 2001
6,659,354 Secure multi-application IC card system having selective loading and deleting capability 8 2001
6,742,715 System and method for flexibly loading an IC card 9 2002
 
SCA IPLA HOLDINGS INC. (5)
7,565,697 Systems and methods for preventing unauthorized use of digital content 4 2001
7,237,123 Systems and methods for preventing unauthorized use of digital content 23 2001
7,328,453 Systems and methods for the prevention of unauthorized use and manipulation of digital content 15 2002
8,117,667 Systems and methods for the prevention of unauthorized use and manipulation of digital content 1 2008
8,261,359 Systems and methods for preventing unauthorized use of digital content 0 2010
 
VISA U.S.A. INC. (5)
7,356,516 Method and system for facilitating electronic dispute resolution 28 2002
7,243,853 Method and system for facilitating memory and application management on a secured token 38 2002
7,874,492 Method and system for facilitating memory and application management on a secured token 1 2007
7,657,441 Method and system for facilitating electronic dispute resolution 4 2007
8,215,563 Method and system for facilitating memory and application management on a secured token 0 2010
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (4)
6,882,984 Credit instrument and system with automated payment of club, merchant, and service provider fees 6 1999
7,072,864 Customer activated multi-value (CAM) card 82 2003
7,086,586 System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance 10 2004
7,051,925 System and method for funding a collective account by use of an electronic tag 87 2004
 
BELLE GATE INVESTMENT B.V. (4)
6,094,656 Data exchange system comprising portable data processing units 80 1998
6,385,645 Data exchange system comprising portable data processing units 21 2000
6,769,053 Arrangement storing different versions of a set of data in separate memory areas and method for updating a set of data in a memory 8 2001
7,360,039 Arrangements storing different versions of a set of data in separate memory areas and method for updating a set of data in a memory 4 2004
 
CARDINALCOMMERCE CORPORATION (3)
7,606,771 Dynamic number authentication for credit/debit cards 1 2002
7,051,002 Universal merchant platform for payment authentication 23 2003
8,140,429 Universal merchant platform for payment authentication 0 2010
 
HEWLETT-PACKARD DEVELOPMENT COMPANY, L.P. (3)
5,923,843 Method and apparatus for overriding access security to a PC when a password is lost 3 1997
7,069,439 Computing apparatus and methods using secure authentication arrangements 22 2000
7,779,267 Method and apparatus for using a secret in a distributed computing system 5 2001
 
LEAD CORE FUND, L.L.C. (3)
7,216,091 Stored value transaction system including an integrated database server 72 1999
7,447,648 Stored value transaction system including an integrated database server 0 2007
7,840,446 Stored value transaction system including an integrated database server 0 2008
 
ZILOS NETWORKING LIMITED LIABILITY COMPANY (3)
7,003,495 Portable electronic authorization system and method 48 2000
7,080,037 Portable electronic authorization system and method 32 2001
7,340,439 Portable electronic authorization system and method 7 2003
 
ATMEL CORPORATION (2)
7,395,435 Secure memory device for smart cards 8 2002
7,844,831 Secure memory device for smart cards 0 2008
 
CHASE MANHATAN BANK USA, N.A. (2)
6,615,190 Sponsor funded stored value card 164 2000
6,865,547 Customer activated multi-value (CAM) card 104 2000
 
FUJITSU LIMITED (2)
6,922,775 User support system for cryptographic communication in network systems 0 2002
6,766,961 IC card 2 2002
 
GENERAL ELECTRIC CAPITAL CORPORATION (2)
6,915,277 Method for dual credit card system 58 2000
7,774,274 Payment card processing system and methods 4 2003
 
KONINKLIJKE KPN N.V. (2)
5,907,832 Method of debiting an electronic payment means 34 1996
6,073,238 Method of securely loading commands in a smart card 43 1997
 
MOSIDIO FUND III, LIMITED LIABILITY COMPANY (2)
6,970,843 Financial management system 58 2000
7,219,082 Financial management system 9 2005
 
NOKIA CORPORATION (2)
7,178,041 Method, system and computer program product for a trusted counter in an external security element for securing a personal communication device 6 2002
7,207,060 Method, system and computer program product for secure ticketing in a communications device 3 2002
 
QUALCOMM FYX, INC. (2)
8,049,594 Enhanced RFID instrument security 0 2005
8,264,321 System and method for enhanced RFID instrument security 0 2011
 
ROHM CO., LTD. (2)
6,747,546 Data communication transponder and communications system employing it 57 2000
6,724,296 Communications system having an authentication function 7 2000
 
SANDISK IL LTD. (2)
6,749,115 Dual processor trusted computing environment 12 2001
7,904,719 Extending the range of computational fields of integers 1 2006
 
SONY CORPORATION (2)
7,376,973 Data storage apparatus 0 2002
7,178,040 Data processing method, system and apparatus for processing a variety of demands from a service provider 2 2006
 
AEGIS SYSTEMS INC. (1)
6,941,454 System and method of sending and receiving secure data with a shared key 12 1999
 
ALFI S.R.L. (1)
5,878,137 Method for obtaining authenticity identification devices for using services in general, and device obtained thereby 8 1997
 
AUCTNYC 20 LLC (1)
5,969,318 Gateway apparatus for designing and issuing multiple application cards 130 1997
 
BAYER AKTIENGESELLSCHAFT (1)
6,082,622 Method and system for storing and preparing data using a data memory card 1 1996
 
CASIO COMPUTER CO., LTD. (1)
6,848,047 Security managing system, data distribution apparatus and portable terminal apparatus 6 2000
 
CHASE BANK USA, N.A. (1)
7,163,153 Selectable multi-purpose card 107 2003
 
CHASE BANK USA, NATIONAL ASSOCIATION (1)
7,747,463 Debit purchasing of stored value card for use by and/or delivery to others 11 2008
 
CHASE MAHATTAN BANK USA, NATIONAL ASSOCIATION (1)
7,499,887 System and method for card processing with automated payment of club, merchant, and service provider fees 7 2005
 
CHASE MANHATTAN BANK, THE (1)
6,038,552 Method and apparatus to process combined credit and debit card transactions 166 1997
 
CHASE MANHATTEN BANK USA, NATIONAL ASSOCIATION (1)
6,965,865 System and method for integrated customer management 9 1999
 
CINGULAR WIRELESS II, LLC (1)
7,096,494 Cryptographic system and method for electronic transactions 53 1999
 
CISCO TECHNOLOGY, INC. (1)
7,882,552 Remote administration of smart cards for secure access systems 1 2005
 
CITICORP CREDIT SERVICES, INC. (1)
8,412,623 Method and system for a multi-purpose transactional platform 0 2003
 
CITICORP DEVELOPMENT CENTER, INC. (1)
6,510,983 System and method for transferring value to a magnetic stripe on a transaction card 115 1998
 
CRYPTEC SYSTEMS, INC. (1)
6,256,690 System and method for facilitating multiple applications on a smart card 59 1999
 
CUBIC CORPORATION (1)
7,437,560 Method and apparatus for establishing a secure smart card communication link through a communication network 4 1999
 
FIRST DATA CORPORATION (1)
6,505,772 System for utilizing a single card to provide multiple services in an open network environment 136 2000
 
FORTRESS U&T DIV. M-SYSTEMS FLASH DISK PIONEERS LTD. (1)
7,111,166 Extending the range of computational fields of integers 8 2001
 
GEMALTO SA (1)
6,216,014 Communication system for managing safely and independently a plurality of applications by each user card and corresponding user card and management method 69 1998
 
HITACHI, LTD. (1)
7,360,091 Secure data transfer method of using a smart card 11 2003
 
INFINEON TECHNOLOGIES AG (1)
6,182,217 Electronic data-processing device and system 18 1999
 
KEYCORP SERVICES PTY LIMITED (1)
7,287,011 Application management for multi application devices 3 2000
 
KONINKLIJKE KTN N.V. (1)
6,249,869 Integrated circuit card, secure application module, system comprising a secure application module and a terminal and a method for controlling service actions to be carried out by the secure application module on the integrated circuit card 14 1997
 
KONINKLIJKE PHILIPS ELECTRONICS N.V. (1)
8,334,757 Controlling data access to and from an RFID device 0 2007
 
MANNESMANN AKTIENGESELLSCHAFT (1)
5,907,616 Method for accessing a portion of the data on a microprocessor card 11 1997
 
MARATHON PETROLEUM COMPANY LLC (1)
6,637,648 Credit/debit card for regulated transactions 8 2001
 
NOKIA MOBILE PHONES LTD. (1)
6,694,152 Method and an arrangement for treating subscriber data in a mobile station 3 1999
 
ORACLE INTERNATIONAL CORPORATION (1)
6,990,471 Method and apparatus for secure electronic commerce 8 2001
 
RED HAT, INC. (1)
8,161,546 Partitioning data on a smartcard dependent on entered password 0 2007
 
REMBRANDT TRADING, LP (1)
6,182,900 Network-supported chip card transaction method 12 1998
 
RESEARCH IN MOTION LIMITED (1)
8,166,530 Method and system for supporting portable authenticators on electronic devices 1 2004
 
ROCKSTAR CONSORTIUM US LP (1)
6,330,550 Cross-media notifications for e-commerce 48 1998
 
ROTA FINANCIAL TRANSFER LLC (1)
6,021,943 Process for executing payment transactions 100 1997
 
SAKAMURA, KEN (1)
7,814,557 IC card and access control method 1 2005
 
SORA APPLICATIONS LLC (1)
6,101,477 Methods and apparatus for a travel-related multi-function smartcard 245 1998
 
STEPNEXUS HOLDINGS (1)
7,730,310 Key transformation unit for a tamper resistant module 4 2007
 
STMICROELECTRONICS S.A. (1)
7,146,509 Method and device for protecting integrated circuits against piracy 1 2001
 
TELIASONERA FINLAND OYJ (1)
6,925,568 Method and system for the processing of messages in a telecommunication system 39 2000
 
UNIVERSAL ENTERTAINMENT CORPORATION (1)
6,856,966 Product delivery methods 2 1999
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (2)
6,012,636 Multiple card data system having first and second memory elements including magnetic strip and fingerprints scanning means 228 1997
6,609,658 Travel system and methods utilizing multi-application traveler cards 100 2000