Digital computer system and methods for computing a financial projection and an illustration of a prefunding program for an employee benefit
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United States of America Patent
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Dec 31, 1996
Grant Date -
N/A
app pub date -
Sep 17, 1993
filing date -
Sep 17, 1993
priority date (Note) -
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Abstract
In a system and methods for using a data processing system including a programmed electrical digital computer having a processor electrically connected to an input device and to an output device, generating financial projections and an illustration of an employee benefit program. The digital computer performs the steps of processing input data, including a financial forecast for a life insurance contract and further including a financial forecast for an employee benefit, to generate processed data including an illustration representing the life insurance contract encumbered by an indenture agreement as a means of prefunding for future employee benefits. The digital computer is programmed to provide financial analytical data, incorporating the requirements of a Financial Accounting Standards Board standard, such as Statement 87, 106, 112, or the like, for use in evaluating the use of life insurance as an investment in connection with an indenture plan for prefunding benefit liabilities.
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