Automated check verification and tracking system using bar code information
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United States of America Patent
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Jan 14, 1997
Issued Date -
N/A
app pub date -
Sep 5, 1995
filing date -
Jul 11, 1994
priority date (Note) -
In Force
status (Latency Note)
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Abstract
The present invention provides an apparatus for automatically accessing and verifying checking account status based on information contained in a bar code printed on a check, travelers check or money order. A bar code scanner reads the information contained in the bar code and, based on that information, determines a bank code and an account code. Based on the bank code or account code, a proper bank, travelers check company or money order company is automatically contacted. Checking, travelers check or money order account information is then transmitted to the proper bank, travelers check company or money order company. Account status information is received from the bank, travelers check company or money order company and displayed on the merchant's terminal. Finally, a receipt is printed with a bar code matching information on the check, travelers check or money order.
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