Personal identification system for use with fingerprint data in secured transactions
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United States of America Patent
Stats
-
Jul 15, 1997
Grant Date -
N/A
app pub date -
Feb 5, 1996
filing date -
Feb 5, 1996
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A personal identification system for use with fingerprint data in security sensitive transactions is disclosed. The systems performs according to the following steps: generating an access file for specifying a plurality of different comparison ratio ('CR') levels with each level corresponding to an acceptable transaction; receiving the requester fingerprint data and its accompanying request parameters; comparing the requester fingerprint data with one of a plurality of fingerprint data in a master file corresponding to the account upon which a transaction is requested; generating an AR/RR based on result of comparison; evaluating the request for transaction and the AR/RR using the access file; if the AR/RR is acceptable for the requested transaction, granting the request after successfully passing additional authentication tests, and if the AR/RR is not acceptable for the transaction, entering at least one exception routine for additional authentication.
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