Speed controlled telephone credit card verification system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 5806040
SERIAL NO

08827867

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A speech controlled verification system for verifying the identity of a person using a telephone calling card, bank card or other credit card. The systems connects the user of the card to a telephone network, wherein the user enters the card number. The card number is used to access a central data base through the telephone network, wherein a voice verification template is retrieved corresponding to the entered card number. The voice verification contains various samples of the authorized user's voice stating selected words, phrases and/or numbers. Once the proper voice verification template is retrieved, the system prompts the user to state one of the words, phrases and/or numbers contained within the voice verification template. The word, phrase and/or numbers stated in response to the prompt is compared with the voice verification template. If the stated words match the template, the user is considered to be the authorized user and the card is validated. If the stated words do not match the voice verification template, the user may or may not be denied authorization depending upon the use of the card and the financial stake being placed in the use of the card.

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Patent Owner(s)

  • ITT CORPORATION;ROUND ROCK RESEARCH, LLC

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Vensko, George Ramona, CA 5 208

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