Data processing system for global assessment of investment opportunity and cost

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 5806049
SERIAL NO

08893579

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

A data processing system for determining a matrix of optimal investment portfolios based on globally accessed investment return and risk criteria. The system creates a global defined database of investment assets and investors. Asset and investor characteristics are established and applied to provide solutions to the ensuing linear relationships. These solutions are then individually applied to determine an optimal investment portfolio on an individualized basis.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

  • Assignment data not available. Check PTO

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Petruzzi, Christopher R 800 E. Ocean Blvd. Suite 1101, Long Beach, CA 90802 5 172

Cited Art Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (1)
* 5132899 Stock and cash portfolio development system 198 1989
 
COLLEGE SAVINGS BANK (2)
* 4752877 Method and apparatus for funding a future liability of uncertain cost 361 1986
* 4722055 Methods and apparatus for funding future liability of uncertain cost 187 1987
 
BANK OF AMERICA CORPORATION (2)
* 4346442 Securities brokerage-cash management system 538 1980
* 4674044 Automated securities trading system 1115 1985
 
ALGORITHMICS HOLDINGS, INC. (1)
* 5148365 Scenario optimization 314 1989
 
STATE STREET CAPITAL MARKETS, LLC (1)
* 5101353 Automated system for providing liquidity to securities markets 1023 1989
* Cited By Examiner

Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
Other [Check patent profile for assignment information] (16)
* 6456982 Computer system for generating projected data and an application supporting a financial transaction 145 1993
* 6078905 Method for optimizing risk management 81 1998
7580875 Investment system and method 8 2000
* 2002/0156,638 Process for identifying shareholders of privately owned businesses who have acquired a threshold new wealth resultant from the sale of that private business 2 2001
7509278 Long-term investing 89 2001
* 2003/0014,343 Long-term investing 47 2001
* 2002/0091,637 Systems and methods for administering return sweep accounts 92 2002
* 2003/0088,492 Method and apparatus for creating and managing a visual representation of a portfolio and determining an efficient allocation 4 2002
7512555 Investment management tool 4 2002
* 2003/0093,348 Investment management tool 9 2002
* 2006/0074,781 System for facilitating turnkey real estate investment in Mexico 5 2004
* 2005/0060,254 Investment portfolio 40 2004
* 2005/0273,407 Methods and apparatus for managing a plurality of investments 22 2005
* 2005/0216,706 Executing partial-width packed data instructions 1 2005
* 2011/0066,570 METHODS AND SYSTEMS FOR RATIONALIZING A NON-FINANCIAL PORTFOLIO 7 2009
* 2011/0191,262 COMPUTER SYSTEM AND METHOD FOR DETERMINING OPTIMAL ASSET ALLOCATION 2 2011
 
FOLIO TRADE LLC (1)
7047218 Method and apparatus for trading securities or other instruments on behalf of customers 47 2000
 
CITIBANK, N.A. (1)
6609110 Method and system for retail investment objective setting 15 2000
 
MARSHALL & ILSLEY CORPORATION (1)
* 6687681 Method and apparatus for tax efficient investment management 29 1999
 
FOLIOTRADE LLC (1)
6601044 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 308 1998
 
Financiometrics Inc. (1)
7050998 Investment portfolio construction method and system 20 2000
 
FOLIO(FN), INC. (13)
6996539 Method and apparatus for enabling smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 65 1998
* 6161098 Method and apparatus for enabling small investors with a portfolio of securities to manage taxable events within the portfolio 192 1998
6360210 Method and system for enabling smaller investors to manage risk in a self-managed portfolio of assets/liabilities 237 1999
6338047 Method and system for investing in a group of investments that are selected based on the aggregated, individual preference of plural investors 188 1999
6801199 Method and apparatus for interacting with investors to create investment portfolios 26 2000
* 6516303 Method, system, and apparatus for managing taxable events within a portfolio 90 2000
* 2003/0229,561 Method and apparatus for converting collectively owned investment accounts and pooled investment accounts and vehicles into individually owned accounts 27 2003
7110971 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 32 2003
7117176 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 43 2003
8099344 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 1 2003
7552082 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 10 2003
7546267 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 10 2003
8078490 Method and apparatus for corporate voting 0 2009
 
Folionfn, Inc. (1)
7685046 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 9 2003
 
Folio Inc. (1)
7844538 Method and apparatus for trading securities or other instruments 7 2007
 
WATER STREET ADVISORS, INC. (2)
7546264 Method for selecting investments in book-valued collective investment funds 6 2002
* 2003/0130,923 Method for selecting investments in book-valued collective investment funds 4 2002
 
UBS BUSINESS SOLUTIONS AG (1)
* 7171384 Browser interface and network based financial service system 16 2000
 
Financial Engines, Inc. (16)
6292787 Enhancing utility and diversifying model risk in a portfolio optimization framework 131 1998
7016870 Identifying a recommended portfolio of financial products for an investor based upon financial products that are available to the investor 39 2000
7249081 Load aware optimization 14 2001
* 2002/0002,521 Load aware optimization 9 2001
7062458 User Interface for a financial advisory system that allows an end user to interactively explore tradeoffs among input decisions 74 2001
* 2002/0138,386 User interface for a financial advisory system 20 2001
7321871 Enhancing utility and diversifying model risk in a portfolio optimization framework 23 2001
* 2003/0078,867 Enhancing utility and diversifying model risk in a portfolio optimization framework 5 2001
8200561 Tax-aware asset allocation 0 2003
7788155 Financial advisory system 12 2005
* 2006/0010,060 Financial advisory system 18 2005
7774257 User interface for a financial advisory system 48 2007
7983975 Financial advisory system 7 2008
* 2008/0235,154 FINANCIAL ADVISORY SYSTEM 5 2008
7813989 Financial goal planning and analysis system 10 2008
* 2009/0055,327 FINANCIAL GOAL PLANNING AND ANALYSIS SYSTEM 9 2008
 
EAGLEBANK (1)
* 2009/0276,372 METHOD AND APPARATUS FOR ENABLING INDIVIDUAL OR SMALLER INVESTORS OR OTHERS TO CREATE AND MANAGE A PORTFOLIO OF SECURITIES OR OTHER ASSETS OR LIABILITIES ON A COST EFFECTIVE BASIS 8 2009
 
IJET TRAVEL INTELLIGENCE, INC. (3)
* 7343303 Global asset risk management system and methods 15 2004
* 2005/0055,308 Global asset risk management system and methods 29 2004
* 2007/0016,439 Travel Information Method And Associated System 12 2006
 
GRQ INVESTMENT MANAGEMENT LLC (7)
7617140 Systems and method for improving investment performance 2 2005
* 2006/0080,199 Systems and method for improving investment performance 17 2005
8301527 Systems and methods for improving investment performance 9 2006
* 2006/0253,364 Systems and methods for improving investment performance 4 2006
7606751 Systems and methods for improving investment performance 3 2006
8229825 Systems and methods for improving investment performance 0 2009
* 2010/0121,786 SYSTEMS AND METHODS FOR IMPROVING INVESTMENT PERFORMANCE 0 2009
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (2)
7395236 Risk management system and method providing rule-based evolution of a portfolio of instruments 21 2004
* 2004/0205,018 Risk management system and method providing rule-based evolution of a portfolio of instruments 11 2004
 
YALE UNIVERSITY (2)
* 2003/0110,122 Home equity insurance financial product 28 2001
* 2003/0110,111 Home equity insurance financial product 85 2002
 
THE TORONTO-DOMINION BANK (1)
7873555 System and method for automatically rebalancing portfolios by single response 1 2000
 
RG ASSET MANAGEMENT SERVICES (HK) LIMITED (1)
* 7233921 Presentation of optimum portfolio 8 1999
 
IJET INTERNATIONAL, INC. (5)
8249886 Global asset risk management systems and methods 8 2009
* 2009/0281,856 GLOBAL ASSET RISK MANAGEMENT SYSTEMS AND METHODS 6 2009
8805698 Systems and methods for travel, asset, and personnel information and risk management 1 2010
* 2010/0324,958 SYSTEMS AND METHODS FOR TRAVEL, ASSET, AND PERSONNEL INFORMATION AND RISK MANAGEMENT 5 2010
8775195 Systems and methods for assets, personnel, and travel information and risk management 1 2011
 
RESERVE MANAGEMENT CORPORATION (6)
6374231 Money fund banking system 129 1998
* 2006/0212,385 MONEY FUND BANKING SYSTEM WITH MULTIPLE BANKS AND/OR RATES 48 2000
* 2005/0108,149 SYSTEM AND METHODS FOR MANAGING CLIENT ACCOUNTS 85 2000
* 2006/0212,389 SYSTEMS AND METHODS FOR ADMINSTERING RETURN SWEEP ACCOUNTS 65 2002
* 2008/0120,228 MONEY FUND BANKING SYSTEM WITH MULTIPLE BANKS AND/OR RATES 73 2007
8311916 Systems and methods for administering return sweep accounts 22 2011
 
ACCENTURE GLOBAL SERVICES LIMITED (9)
8024213 System and method and article of manufacture for making financial decisions by balancing goals in a financial manager 3 2000
7818233 User interface for a financial modeling system 23 2000
7401040 Financial modeling and counseling system 19 2001
7921048 Financial planning and counseling system projecting user cash flow 3 2001
7315837 Communication interface for a financial modeling and counseling system 50 2001
* 2002/0095,363 Financial planning and counseling system projecting user cash flow 37 2001
* 2002/0091,607 Communication interface for a financial modeling and counseling system 41 2001
7783545 Automated coaching for a financial modeling and counseling system 17 2001
* 2003/0144,936 Automated coaching for a financial modeling and counseling system 21 2001
 
RELENTLESS INTELLECTUAL PROPERTY LLC (2)
* 6078904 Risk direct asset allocation and risk resolved CAPM for optimally allocating investment assets in an investment portfolio 231 1998
* 6405179 System and method for data collection, evaluation, information generation, and presentation 120 2000
 
INTEL CORPORATION (19)
6233671 Staggering execution of an instruction by dividing a full-width macro instruction into at least two partial-width micro instructions 28 1998
6230253 Executing partial-width packed data instructions 33 1998
6970994 Executing partial-width packed data instructions 4 2001
* 2002/0010,847 Executing partial-width packed data instructions 5 2001
7424505 Method and apparatus for performing multiply-add operations on packed data 2 2001
* 2002/0059,355 Method and apparatus for performing multiply-add operations on packed data 39 2001
7430578 Method and apparatus for performing multiply-add operations on packed byte data 50 2003
7395298 Method and apparatus for performing multiply-add operations on packed data 53 2003
6925553 Staggering execution of a single packed data instruction using the same circuit 4 2003
7509367 Method and apparatus for performing multiply-add operations on packed data 0 2004
7366881 Method and apparatus for staggering execution of an instruction 2 2005
7467286 Executing partial-width packed data instructions 2 2005
8185571 Processor for performing multiply-add operations on packed data 1 2009
8626814 Method and apparatus for performing multiply-add operations on packed data 0 2011
8725787 Processor for performing multiply-add operations on packed data 0 2012
8396915 Processor for performing multiply-add operations on packed data 3 2012
8495123 Processor for performing multiply-add operations on packed data 0 2012
8793299 Processor for performing multiply-add operations on packed data 0 2013
8745119 Processor for performing multiply-add operations on packed data 0 2013
 
HARTFORD FIRE INSURANCE COMPANY (3)
7925564 Computer system and method for determining optimal asset allocation 1 2008
8150755 Computer system and method for determining optimal asset allocation 1 2011
8335736 Computer system and method for determining optimal asset allocation 0 2012
 
JONES LANG LASALLE IP, INC. (1)
7386496 System and method for evaluating real estate financing structures 4 2001
 
RED HAT, INC. (1)
* 7660874 Registry for trading partners using documents for commerce in trading partner networks 18 2000
 
Investment Strategies Network (1)
* 6275814 Investment portfolio selection system and method 114 1996
 
GoldenSource Corporation (2)
6513019 Financial consolidation and communication platform 347 1999
7310615 Financial data reporting system with alert notification feature and free-form searching capability 32 2002
 
Gravity Investments, LLC (3)
7472084 Method and apparatus for creating and managing a visual representation of a portfolio and determining an efficient allocation 12 2002
8156030 Diversification measurement and analysis system 0 2009
* 2009/0292,648 DIVERSIFICATION MEASUREMENT AND ANALYSIS SYSTEM 13 2009
 
NCR CORPORATION (2)
* 6850923 Expert system 40 2000
6741975 Rule based expert system for consumer preference 54 2000
 
SECTORBASE.COM, LLC (2)
6338067 Product/service hierarchy database for market competition and investment analysis 58 1999
6405204 Alerts by sector/news alerts 78 1999
 
Forthcoming LLP (1)
6470321 System, method, and computer program product for providing financial protection of equity investments 31 2000
 
UNITED SYNDICATE INSURANCE LTD. (1)
7831494 Automated financial portfolio coaching and risk management system 23 2001
 
VEOSYSTEMS, INC. (1)
8006177 Documents for commerce in trading partner networks and interface definitions based on the documents 12 1998
 
FOLIOƒn, Inc. (1)
* 2008/0005,013 Method and apparatus for trading securities or other instruments 2 2007
 
EquityNet, LLC (4)
7698188 Electronic enterprise capital marketplace and monitoring apparatus and method 7 2005
* 2007/0100,724 Electronic enterprise capital marketplace and monitoring apparatus and method 20 2005
7908194 Electronic enterprise analysis apparatus 1 2007
* 2008/0082,383 Electronic enterprise capital marketplace and monitoring apparatus and method 4 2007
 
FOLIOn, Inc. (1)
8275690 Method and apparatus for enabling smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 0 2010
 
GOTTSTEIN, DAVID (3)
* 6115697 Computerized system and method for optimizing after-tax proceeds 30 1999
7047217 Computerized system and method for optimizing after-tax proceeds involving options 15 2000
7343336 Computerized system and method for optimizing after-tax proceeds 2 2000
 
GUIDEDCHOICE.COM, INC. (1)
* 6154732 System for providing investment advice and management of pension assets 166 1997
 
DLJ Long Term Investment Corporation (2)
6839686 Method and system for providing financial information and evaluating securities of a financial debt instrument 116 1999
* 2003/0182,220 Method and system for providing financial information and evaluating securities of a financial debt instrument 56 2002
 
JACKSON NATIONAL LIFE INSURANCE COMPANY (2)
* 2004/0039,675 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 27 2003
* 2004/0024,679 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis 16 2003
 
CUMMING, DAVID C. (1)
* 2003/0120,520 System, method, and computer program product for providing financial protection of equity investments 0 2002
 
ITG Software Solutions, Inc. (5)
* 7853510 Method and system for multiple portfolio optimization 1 2007
* 2007/0299,758 Method and system for multiple portfolio optimization 5 2007
* 2008/0183,638 METHOD AND SYSTEM FOR MULTIPLE PORTFOLIO OPTIMIZATION 4 2007
8635141 Method and system for multiple portfolio optimization 0 2010
* 2011/0082,815 METHOD AND SYSTEM FOR MULTIPLE PORTFOLIO OPTIMIZATION 0 2010
 
ISLAND INTELLECTUAL PROPERTY LLC (65)
7752129 Systems and methods for managing client accounts 52 2000
* 2007/0271,174 MONEY FUND BANKING SYSTEM WITH MULTIPLE BANKS AND/OR RATES 25 2000
7519551 Systems and methods for administering return sweep accounts 70 2002
* 2008/0046,361 SYSTEMS AND METHODS FOR ADMINISTERING RETURN SWEEP ACCOUNTS 5 2002
7680734 Money fund banking system 60 2002
7536350 Systems and methods for providing enhanced account management services for multiple banks 73 2003
7509286 Systems and methods for money fund banking with flexible interest allocation 124 2003
RE43246 Money fund bank system 31 2004
7672886 Systems and methods for managing client accounts 54 2005
* 2005/0228,733 Systems and methods for managing client accounts 138 2005
8150766 System and method for investing public deposits 23 2006
7752107 System and method for managing aggregated accounts 56 2007
7680716 System and method for allocating excess funds in aggregated control account 56 2007
7672901 System and method for holdback procedure for after-hours transactions 57 2007
7672902 System and method for pre-funding interest for early termination of client account having funds in one or more aggregated accounts 59 2007
7668771 System and method for allocation to obtain zero activity in a selected aggregated account 55 2007
7809640 Money fund banking system 51 2007
7769688 Money fund banking system 50 2007
7716131 Money fund banking system with multiple banks and/or rates 53 2007
* 2009/0150,283 MONEY FUND BANKING SYSTEM WITH MULTIPLE BANKS AND/OR RATES 7 2007
8380621 Systems, methods and program products for swap processing for uninsured accounts 22 2008
7668772 Systems and methods for money fund banking with flexible interest allocation 59 2008
8032456 System, methods and program products for processing for a self clearing broker dealer 45 2008
8355985 Systems and methods for providing enhanced account management services for multiple banks 21 2009
8290859 Systems and methods for providing enhanced account management services for multiple banks 22 2009
8290860 Systems and methods for providing enhanced account management services for multiple banks 22 2009
7933821 Systems and methods for administering return sweep accounts 49 2009
8560442 Systems and methods for providing enhanced account management services for multiple banks 5 2009
8498933 Systems and methods for providing enhanced account management services for multiple banks 12 2009
8401962 Systems and methods for providing enhanced account management services for multiple banks 28 2009
8290861 Systems and methods for providing enhanced account management services for multiple banks 22 2009
8386383 Money fund banking system with multiple banks and/or rates 17 2009
8781931 Method and system for allocating deposits over a plurality of depository institutions 6 2009
8019667 Systems and methods for money fund banking with flexible interest allocation 46 2010
8019668 System and method for allocation to obtain zero activity in a selected aggregated account with holdback 44 2010
8311939 Method and system for allocating deposits over a plurality of depository institutions 24 2010
8352342 Method and system for determining fees for deposits allocated over a plurality of deposit institutions 25 2010
7996308 System and method for managing aggregated accounts 46 2010
8370236 Method and system for allocating funds over a plurality of time deposit instruments in depository institutions 22 2010
8260705 Systems, methods and program products for deposit and withdrawal processing 23 2010
8589289 System, method and program product for administering fund movements 5 2011
8458089 System, method and program product for administering fund movements using depository institution groups 14 2011
8260697 Systems and methods for money fund banking with flexible interest allocation 23 2011
8239321 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts 24 2011
8452702 System, method and program product for minimizing fund movements 14 2011
8583545 Systems and methods for money fund banking with flexible interest allocation 5 2011
8359267 System and method for investing public deposits 16 2011
8386382 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts 16 2012
8688577 Systems, methods and program products for deposit and withdrawal processing 5 2012
8566200 Systems and methods for money fund banking with flexible interest allocation 5 2012
8566201 Systems and methods for money fund banking with flexible interest allocation 5 2012
8655689 System, method and program product for modeling fund movements 5 2012
8612324 Systems and methods for administering return sweep accounts 5 2012
8719157 System and method for investing public deposits 5 2012
8521569 Method and system for allocating funds over a plurality of time deposit instruments in depository institutions 6 2013
8571960 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts 5 2013
9430798 Method and system for allocating deposits over a plurality of depository institutions 0 2013
8571984 Systems and methods for providing enhanced account management services for multiple banks 5 2013
8719062 Method and system for allocating funds over a plurality of time deposit instruments in depository institutions 5 2013
8712911 System and method for investing public deposits 5 2013
8606676 System and method for allocating excess funds in control account 5 2013
9374370 Invariant biohash security system and method 2 2015
9569773 Invariant biohash security system and method 0 2016
9483762 Invariant biohash security system and method 0 2016
9607335 Method and system for allocating deposits over a plurality of depository institutions 0 2016
 
DUN & BRADSTREET, INC. (1)
* 2004/0193,535 Global failure risk score 26 2003
 
BANK OF AMERICA CORPORATION (3)
7212993 Security receipts management system 23 2000
7970675 Security receipts management system 0 2007
* 2007/0174,182 Security receipts management system 2 2007
 
UBS FINANCIAL SERVICES INC (1)
* 2002/0138,389 Browser interface and network based financial service system 48 2002
 
Massachusetts Mutual Life Insurance Company (1)
7860773 System and method for providing secure retirement benefits via a conversion process 3 2000
 
AMERIPRISE FINANCIAL, INC. (2)
* 6985880 Method of risk management and of achieving a recommended asset allocation and withdrawal strategy, and computer-readable medium, apparatus and computer program thereof 60 1999
* 2005/0246,260 Seligman harvester risk management system for achieving a recommended asset allocation and withdrawal strategy 21 2005
 
CHARLES SCHWAB & CO., INC. (1)
* 7016873 System and method for tax sensitive portfolio optimization 33 2000
 
Abel Noser Solutions, Ltd. (1)
7739170 Systems and methods for analysis of portfolio returns and trade cost measurement based on fiduciary roles 1 2003
 
EMPLOYERS REINSURANCE CORPORATION (1)
* 2005/0278,198 Methods and systems for managing a portfolio of insurance products 4 2004
 
GENERAL ELECTRIC CAPITAL CORPORATION (1)
6856973 Methods and systems for assessing creditworthiness of a country 87 1999
 
REVERSEDCA, LLC (1)
7003483 System and method for optimizing the number of units of a security purchased or sold on a periodic basis 5 2000
 
OPEN INVENTION NETWORK, LLC (1)
9152988 Method and device utilizing polymorphic data in E-commerce 0 2013
 
ADVISEN, LTD. (3)
* 2005/0144,114 System and method for providing global information on risks and related hedging strategies 94 2004
* 8762178 System and method for providing global information on risks and related hedging strategies 0 2004
* 2005/0154,617 System and method for providing global information on risks and related hedging strategies 34 2004
* Cited By Examiner