
US Patent No: 5,806,049
Number of patents in Portfolio can not be more than 2000
Data processing system for global assessment of investment opportunity and cost
Stats
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Sep 8, 1998
Issued date -
Sep 30, 1996
filing date -
08/893,579
serial no -
Expired
status

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Abstract
A data processing system for determining a matrix of optimal investment portfolios based on globally accessed investment return and risk criteria. The system creates a global defined database of investment assets and investors. Asset and investor characteristics are established and applied to provide solutions to the ensuing linear relationships. These solutions are then individually applied to determine an optimal investment portfolio on an individualized basis.
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First Claim
Related Publications
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
- Assignment data not available. Check USPTO
International Classification(s)
- [Classification Symbol]
- [Patents Count]
Inventor(s)
| Inventor Name | Address | # of filed Patents | Total Citations |
|---|---|---|---|
| Petruzzi, Christopher R | 800 E. Ocean Blvd. Suite 1101, Long Beach, CA 90802 | 3 | 138 |
Cited Art
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
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| 4,346,442 Securities brokerage-cash management system | 428 | 1980 | |
| 4,674,044 Automated securities trading system | 808 | 1985 | |
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| 4,752,877 Method and apparatus for funding a future liability of uncertain cost | 300 | 1986 | |
| 4,722,055 Methods and apparatus for funding future liability of uncertain cost | 173 | 1987 | |
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| 5,148,365 Scenario optimization | 240 | 1989 | |
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| 5,101,353 Automated system for providing liquidity to securities markets | 751 | 1989 | |
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| 5,132,899 Stock and cash portfolio development system | 172 | 1989 | |
Patent Citation Ranking
Forward Cites
| Patent Info | (Count) | # Cites | Year |
|---|---|---|---|
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| 7,752,129 Systems and methods for managing client accounts | 26 | 2000 | |
| 7,519,551 Systems and methods for administering return sweep accounts | 40 | 2002 | |
| 7,680,734 Money fund banking system | 30 | 2002 | |
| 7,536,350 Systems and methods for providing enhanced account management services for multiple banks | 42 | 2003 | |
| 7,509,286 Systems and methods for money fund banking with flexible interest allocation | 75 | 2003 | |
| RE43246 Money fund bank system | 6 | 2004 | |
| 7,672,886 Systems and methods for managing client accounts | 27 | 2005 | |
| 8,150,766 System and method for investing public deposits | 1 | 2006 | |
| 7,752,107 System and method for managing aggregated accounts | 26 | 2007 | |
| 7,680,716 System and method for allocating excess funds in aggregated control account | 28 | 2007 | |
| 7,672,901 System and method for holdback procedure for after-hours transactions | 28 | 2007 | |
| 7,672,902 System and method for pre-funding interest for early termination of client account having funds in one or more aggregated accounts | 30 | 2007 | |
| 7,668,771 System and method for allocation to obtain zero activity in a selected aggregated account | 27 | 2007 | |
| 7,809,640 Money fund banking system | 24 | 2007 | |
| 7,769,688 Money fund banking system | 24 | 2007 | |
| 7,716,131 Money fund banking system with multiple banks and/or rates | 26 | 2007 | |
| 8,380,621 Systems, methods and program products for swap processing for uninsured accounts | 0 | 2008 | |
| 7,668,772 Systems and methods for money fund banking with flexible interest allocation | 29 | 2008 | |
| 8,032,456 System, methods and program products for processing for a self clearing broker dealer | 19 | 2008 | |
| 8,355,985 Systems and methods for providing enhanced account management services for multiple banks | 0 | 2009 | |
| 8,290,859 Systems and methods for providing enhanced account management services for multiple banks | 0 | 2009 | |
| 8,290,860 Systems and methods for providing enhanced account management services for multiple banks | 0 | 2009 | |
| 7,933,821 Systems and methods for administering return sweep accounts | 24 | 2009 | |
| 8,401,962 Systems and methods for providing enhanced account management services for multiple banks | 0 | 2009 | |
| 8,290,861 Systems and methods for providing enhanced account management services for multiple banks | 0 | 2009 | |
| 8,386,383 Money fund banking system with multiple banks and/or rates | 0 | 2009 | |
| 8,019,667 Systems and methods for money fund banking with flexible interest allocation | 18 | 2010 | |
| 8,019,668 System and method for allocation to obtain zero activity in a selected aggregated account with holdback | 18 | 2010 | |
| 8,311,939 Method and system for allocating deposits over a plurality of depository institutions | 0 | 2010 | |
| 8,352,342 Method and system for determining fees for deposits allocated over a plurality of deposit institutions | 0 | 2010 | |
| 7,996,308 System and method for managing aggregated accounts | 18 | 2010 | |
| 8,370,236 Method and system for allocating funds over a plurality of time deposit instruments in depository institutions | 0 | 2010 | |
| 8,260,705 Systems, methods and program products for deposit and withdrawal processing | 0 | 2010 | |
| 8,311,916 Systems and methods for administering return sweep accounts | 0 | 2011 | |
| 8,260,697 Systems and methods for money fund banking with flexible interest allocation | 0 | 2011 | |
| 8,239,321 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts | 0 | 2011 | |
| 8,359,267 System and method for investing public deposits | 0 | 2011 | |
| 8,386,382 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts | 0 | 2012 | |
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| 6,233,671 Staggering execution of an instruction by dividing a full-width macro instruction into at least two partial-width micro instructions | 18 | 1998 | |
| 6,230,253 Executing partial-width packed data instructions | 23 | 1998 | |
| 6,970,994 Executing partial-width packed data instructions | 4 | 2001 | |
| 7,424,505 Method and apparatus for performing multiply-add operations on packed data | 0 | 2001 | |
| 7,430,578 Method and apparatus for performing multiply-add operations on packed byte data | 16 | 2003 | |
| 7,395,298 Method and apparatus for performing multiply-add operations on packed data | 17 | 2003 | |
| 6,925,553 Staggering execution of a single packed data instruction using the same circuit | 2 | 2003 | |
| 7,509,367 Method and apparatus for performing multiply-add operations on packed data | 0 | 2004 | |
| 7,366,881 Method and apparatus for staggering execution of an instruction | 0 | 2005 | |
| 7,467,286 Executing partial-width packed data instructions | 0 | 2005 | |
| 8,185,571 Processor for performing multiply-add operations on packed data | 0 | 2009 | |
| 8,396,915 Processor for performing multiply-add operations on packed data | 0 | 2012 | |
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| 6,292,787 Enhancing utility and diversifying model risk in a portfolio optimization framework | 115 | 1998 | |
| 7,016,870 Identifying a recommended portfolio of financial products for an investor based upon financial products that are available to the investor | 29 | 2000 | |
| 7,249,081 Load aware optimization | 4 | 2001 | |
| 7,062,458 User Interface for a financial advisory system that allows an end user to interactively explore tradeoffs among input decisions | 50 | 2001 | |
| 7,321,871 Enhancing utility and diversifying model risk in a portfolio optimization framework | 12 | 2001 | |
| 8,200,561 Tax-aware asset allocation | 0 | 2003 | |
| 7,788,155 Financial advisory system | 5 | 2005 | |
| 7,774,257 User interface for a financial advisory system | 11 | 2007 | |
| 7,983,975 Financial advisory system | 2 | 2008 | |
| 7,813,989 Financial goal planning and analysis system | 4 | 2008 | |
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| 6,996,539 Method and apparatus for enabling smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 44 | 1998 | |
| 6,161,098 Method and apparatus for enabling small investors with a portfolio of securities to manage taxable events within the portfolio | 90 | 1998 | |
| 6,801,199 Method and apparatus for interacting with investors to create investment portfolios | 16 | 2000 | |
| 6,516,303 Method, system, and apparatus for managing taxable events within a portfolio | 70 | 2000 | |
| 7,110,971 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 20 | 2003 | |
| 7,117,176 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 28 | 2003 | |
| 8,099,344 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 1 | 2003 | |
| 7,552,082 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 6 | 2003 | |
| 7,546,267 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 4 | 2003 | |
| 8,078,490 Method and apparatus for corporate voting | 0 | 2009 | |
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| 8,024,213 System and method and article of manufacture for making financial decisions by balancing goals in a financial manager | 1 | 2000 | |
| 7,818,233 User interface for a financial modeling system | 9 | 2000 | |
| 7,401,040 Financial modeling and counseling system | 14 | 2001 | |
| 7,921,048 Financial planning and counseling system projecting user cash flow | 1 | 2001 | |
| 7,315,837 Communication interface for a financial modeling and counseling system | 8 | 2001 | |
| 7,783,545 Automated coaching for a financial modeling and counseling system | 4 | 2001 | |
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| 6,360,210 Method and system for enabling smaller investors to manage risk in a self-managed portfolio of assets/liabilities | 193 | 1999 | |
| 6,338,047 Method and system for investing in a group of investments that are selected based on the aggregated, individual preference of plural investors | 136 | 1999 | |
| 7,844,538 Method and apparatus for trading securities or other instruments | 4 | 2007 | |
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| 6,115,697 Computerized system and method for optimizing after-tax proceeds | 22 | 1999 | |
| 7,047,217 Computerized system and method for optimizing after-tax proceeds involving options | 8 | 2000 | |
| 7,343,336 Computerized system and method for optimizing after-tax proceeds | 1 | 2000 | |
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| 7,925,564 Computer system and method for determining optimal asset allocation | 1 | 2008 | |
| 8,150,755 Computer system and method for determining optimal asset allocation | 0 | 2011 | |
| 8,335,736 Computer system and method for determining optimal asset allocation | 0 | 2012 | |
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| 7,212,993 Security receipts management system | 17 | 2000 | |
| 7,970,675 Security receipts management system | 0 | 2007 | |
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| 7,698,188 Electronic enterprise capital marketplace and monitoring apparatus and method | 4 | 2005 | |
| 7,908,194 Electronic enterprise analysis apparatus | 1 | 2007 | |
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| 6,513,019 Financial consolidation and communication platform | 216 | 1999 | |
| 7,310,615 Financial data reporting system with alert notification feature and free-form searching capability | 20 | 2002 | |
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| 7,472,084 Method and apparatus for creating and managing a visual representation of a portfolio and determining an efficient allocation | 7 | 2002 | |
| 8,156,030 Diversification measurement and analysis system | 0 | 2009 | |
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| 7,873,555 System and method for automatically rebalancing portfolios by single response | 1 | 2000 | |
| 7,395,236 Risk management system and method providing rule-based evolution of a portfolio of instruments | 16 | 2004 | |
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| 6,850,923 Expert system | 30 | 2000 | |
| 6,741,975 Rule based expert system for consumer preference | 43 | 2000 | |
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| 6,078,904 Risk direct asset allocation and risk resolved CAPM for optimally allocating investment assets in an investment portfolio | 191 | 1998 | |
| 6,405,179 System and method for data collection, evaluation, information generation, and presentation | 109 | 2000 | |
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| 6,338,067 Product/service hierarchy database for market competition and investment analysis | 30 | 1999 | |
| 6,405,204 Alerts by sector/news alerts | 51 | 1999 | |
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| 6,985,880 Method of risk management and of achieving a recommended asset allocation and withdrawal strategy, and computer-readable medium, apparatus and computer program thereof | 46 | 1999 | |
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| 7,739,170 Systems and methods for analysis of portfolio returns and trade cost measurement based on fiduciary roles | 1 | 2003 | |
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| 7,016,873 System and method for tax sensitive portfolio optimization | 20 | 2000 | |
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| 6,609,110 Method and system for retail investment objective setting | 8 | 2000 | |
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| 6,839,686 Method and system for providing financial information and evaluating securities of a financial debt instrument | 57 | 1999 | |
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| 7,050,998 Investment portfolio construction method and system | 12 | 2000 | |
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| 7,047,218 Method and apparatus for trading securities or other instruments on behalf of customers | 32 | 2000 | |
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| 8,275,690 Method and apparatus for enabling smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 0 | 2010 | |
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|
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| 7,685,046 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 5 | 2003 | |
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| 6,601,044 Method and apparatus for enabling individual or smaller investors or others to create and manage a portfolio of securities or other assets or liabilities on a cost effective basis | 229 | 1998 | |
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| 6,470,321 System, method, and computer program product for providing financial protection of equity investments | 28 | 2000 | |
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| 6,856,973 Methods and systems for assessing creditworthiness of a country | 62 | 1999 | |
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| 6,154,732 System for providing investment advice and management of pension assets | 95 | 1997 | |
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| 8,249,886 Global asset risk management systems and methods | 0 | 2009 | |
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| 7,343,303 Global asset risk management system and methods | 8 | 2004 | |
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| 6,275,814 Investment portfolio selection system and method | 102 | 1996 | |
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| 7,853,510 Method and system for multiple portfolio optimization | 0 | 2007 | |
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| 7,386,496 System and method for evaluating real estate financing structures | 2 | 2001 | |
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| 6,687,681 Method and apparatus for tax efficient investment management | 21 | 1999 | |
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| 7,860,773 System and method for providing secure retirement benefits via a conversion process | 2 | 2000 | |
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| 7,660,874 Registry for trading partners using documents for commerce in trading partner networks | 10 | 2000 | |
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| 7,233,921 Presentation of optimum portfolio | 6 | 1999 | |
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| 6,374,231 Money fund banking system | 88 | 1998 | |
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| 7,003,483 System and method for optimizing the number of units of a security purchased or sold on a periodic basis | 4 | 2000 | |
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| 7,171,384 Browser interface and network based financial service system | 9 | 2000 | |
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| 7,831,494 Automated financial portfolio coaching and risk management system | 9 | 2001 | |
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| 8,006,177 Documents for commerce in trading partner networks and interface definitions based on the documents | 1 | 1998 | |
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| 7,546,264 Method for selecting investments in book-valued collective investment funds | 3 | 2002 | |
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| 6,456,982 Computer system for generating projected data and an application supporting a financial transaction | 100 | 1993 | |
| 6,078,905 Method for optimizing risk management | 64 | 1998 | |
| 7,580,875 Investment system and method | 2 | 2000 | |
| 7,509,278 Long-term investing | 22 | 2001 | |
| 7,512,555 Investment management tool | 0 | 2002 | |
| 7,617,140 Systems and method for improving investment performance | 1 | 2005 | |
| 8,301,527 Systems and methods for improving investment performance | 0 | 2006 | |
| 7,606,751 Systems and methods for improving investment performance | 2 | 2006 | |
| 8,229,825 Systems and methods for improving investment performance | 0 | 2009 | |
Maintenance Fees
| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |