US Patent No: 5,815,665

Number of patents in Portfolio can not be more than 2000

System and method for providing trusted brokering services over a distributed network

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Abstract

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An Online Brokering Service provides user authentication and billing services to allow users to anonymously and securely purchase online services from Service Providers (SP) sites (e.g., World Wide Web sites) over a distributed public network, which may be an untrusted public network such as the Internet. Users and SP sites initially register with the Brokering Service, and are provided with respective client and server software components for using the Brokering Service. In one embodiment, when a user initially connects to an SP site, the SP site transmits a challenge message over the public network to the user computer, and the user computer generates and returns and cryptographic response message (preferably generated using a password of the user). The SP site then passes the response message to the Brokering Service, which in-turn looks up the user's password and authenticates the response message. If the response message is authentic, the Online Brokering Service transmits an anonymous ID to the SP site, which can be used for subsequently billing the user. In addition, the Online Brokering Service transmits user-specific access rights data to the SP site, allowing the SP site to customize its services for the particular user. Billing events generated by the SP sites are transmitted to the Brokering Service, which maintains a user-viewable bill that shows all charges from all SP sites accessed by the user. Advantageously, the payment information (e.g., credit card number) and other personal information of users are not exposed to the SP sites, and are not transmitted over the distributed network.

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First Claim

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Patent Owner(s)

Patent OwnerAddressTotal Patents
MICROSOFT TECHNOLOGY LICENSING, LLCREDMOND, WA26792

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Balaz, Rudolph Redmond, WA 46 920
Chao, Lucy Redmond, WA 5 718
Contorer, Aaron M Kirkland, WA 11 1366
Koneru, Sudheer Northbend, WA 4 863
Mangione, Gordon Redmond, WA 1 687
Teper, Jeffrey A Redmond, WA 1 687

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Patent Info (Count) # Cites Year
 
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* 7,003,473 Fully integrated service manager with automatic flow-through interconnection 7 2000
 
STRAIGHT PATH IP GROUP, INC. (2)
7,149,208 Method and apparatus for providing caller identification based responses in a computer telephony environment 55 1996
* 6,226,678 Method and apparatus for dynamically defining data communication utilities 115 1996
 
ELECTRONIC BROKING SERVICES LIMITED, ENGLISH LIMITED COMPANY (1)
7,024,386 Credit handling in an anonymous trading system 38 2000
 
Alere Health Systems, Inc. (1)
* 7,526,485 Privacy and security method and system for a world-wide-web site 24 2005
 
AOL INC. (1)
* 8,484,333 Single universal authentication system for internet services 1 2001
 
TELEFONAKTIEBOLAGET L M ERICSSON (PUBL) (3)
7,409,704 System and method for local policy enforcement for internet service providers 6 1999
7,184,415 Service access system and method in a telecommunications network 50 2001
7,151,753 System and method for establishing a conference call 31 2002
 
JADLOW COMMUNICATIONS, L.C. (3)
8,385,912 Digital media distribution system 0 2006
7,778,636 Mobile advertising systems and methods 2 2006
8,843,947 Digital media distribution system and method 0 2012
 
COMCAST IP HOLDINGS I, LLC (1)
8,938,062 Method for accessing service resource items that are for use in a telecommunications system 0 2012
 
MORE MAGIC HOLDINGS, INC. (2)
6,343,323 Resource retrieval over a source network determined by checking a header of the requested resource for access restrictions 47 1998
6,578,075 Methods and arrangements for distributing services and/or programs in a network environment 54 1999
 
WHITELIGHT TECHNOLOGY, LLC (3)
7,194,442 System and method for automated, iterative development negotiations 70 2000
7,162,458 System and method for process mining 37 2000
7,149,724 System and method for an automated system of record 43 2000
 
FREE STREAM MEDIA CORP. (1)
9,026,668 Real-time and retargeted advertising on multiple screens of a user watching television 0 2013
 
Korea Telecom (1)
* 6,173,407 Method of authenticating and charging a client using a web infoshop service system 52 1998
 
PARAGON TRADE BRANDS, INC. (1)
7,266,839 System and method for providing discriminated content to network users 19 2001
 
MEDIA PATENTS (1)
7,747,466 Methods for distributions of digital files 14 2008
 
FACEBOOK, INC. (25)
* 7,003,546 Method and system for controlled distribution of contact information over a network 101 1999
* 6,944,669 Sharing the personal information of a network user with the resources accessed by that network user 35 2000
* 7,366,897 Method and system for communication via a computer network 5 2002
7,228,417 Simple secure login with multiple-authentication providers 12 2002
7,376,832 Distributed method, system and computer program product for establishing security in a publish/subscribe data processing broker network 2 2003
7,277,911 Method and system for controlled distribution of contact profiles over a network 32 2005
7,765,584 Simple, secure login with multiple authentication providers 10 2006
8,024,570 Method and system for communication via a computer network 0 2008
7,996,668 Distributed system and computer program product for establishing security in a publish/subscribe data processing broker network 0 2008
7,996,468 Method and system for controlled distribution of information profiles over a network in response to user requests 4 2008
7,743,100 Method and system for controlled distribution of one or more distinct profiles for a user 24 2008
8,196,189 Simple, secure login with multiple authentication providers 2 2010
8,005,896 System for controlled distribution of user profiles over a network 93 2010
8,713,690 Secure data exchange between data processing systems 0 2011
8,539,023 Processing selected browser requests 9 2011
8,407,285 Method and system for controlled distribution of information over a network 0 2011
8,150,913 System for controlled distribution of user profiles over a network 91 2011
8,694,581 Modifying browser requests to track browsing activities 0 2012
8,688,777 Processing selected browser requests 0 2012
8,688,778 Processing browser requests based on trap lists 0 2012
8,751,790 Secure data exchange based on request destination 0 2012
8,713,694 Secure data exchange for processing requests 0 2012
8,713,695 Processing data using information embedded in a data request 0 2012
9,043,892 Secure data exchange 0 2013
8,938,496 Processing browser requests to provide multiple portions of content having a consistent appearance 0 2013
 
EBAY INC. (3)
* 7,373,312 Method and apparatus for facilitating user registration in an on-line auction environment 4 2000
7,831,482 Method and apparatus for facilitating user registration in an on-line auction environment 0 2008
8,078,501 Method and apparatus for facilitating user registration in an on-line auction environment 0 2010
 
RICHEMONT INTERNATIONAL S.A. (1)
8,302,170 Method for enhancing network application security 2 2009
 
PHILIPS ELECTRONICS NORTH AMERICA CORPORATION (1)
* 6,023,510 Method of secure anonymous query by electronic messages transported via a public network and method of response 101 1997
 
McAfee, Inc. (3)
7,917,444 Secure single-use transaction numbers 11 2002
8,744,938 Secure single-use transaction numbers 7 2007
7,822,666 Secure single-use transaction numbers 11 2007
 
EVOLUTIONARY INTELLIGENCE, LLC (3)
* 7,010,536 System and method for creating and manipulating information containers with dynamic registers 7 1999
7,702,682 System and method for creating and manipulating information containers with dynamic registers 1 2005
7,873,682 System and method for creating and manipulating information containers with dynamic registers 0 2010
 
DURHAM LOGISTICS, LLC (3)
* 7,849,173 System for on-demand access to local area networks 16 2002
* 7,849,177 System for on-demand access to local area networks 16 2006
8,521,859 System for on-demand access to local area networks 1 2010
 
WEBMD, LLC (7)
8,712,792 Personalized health communication system 0 2003
8,612,245 Personalized health history system with accommodation for consumer health terminology 0 2003
8,775,197 Personalized health history system with accommodation for consumer health terminology 0 2005
8,296,162 Systems, devices, and methods for providing healthcare information 1 2006
8,380,530 Personalized health records with associative relationships 0 2008
8,756,077 Personalized health records with associative relationships 0 2013
8,694,336 Systems, devices, and methods for providing healthcare information 0 2013
 
WebMD Health (1)
7,305,475 System and method for enabling a client application to operate offline from a server 33 2003
 
REALTICK LLC (2)
7,725,622 Data distribution system and method 0 2006
7,752,123 Order management system and method for electronic securities trading 14 2007
 
MALTEC, LLC (1)
7,366,690 Architecture for anonymous trading system 13 2000
 
Dormarke Assets Limited Liability (1)
8,527,752 Graduated authentication in an identity management system 4 2005
 
Atolaire Limited (1)
7,346,577 Third-party billing system and method 13 2000
 
HITACHI, LTD. (1)
7,596,703 Hidden data backup and retrieval for a secure device 2 2003
 
Javien Digital Payment Solutions, Inc. (1)
7,627,526 Third-party billing system and method 3 2007
 
PRISM RESOURCES (2)
8,127,345 Method and system for managing access to protected computer resources provided via an internet protocol network 7 2007
8,387,155 System for managing access to protected computer resources 3 2010
 
Oracle America, Inc. (2)
8,037,194 Distributed network identity 4 2007
7,849,204 Distributed network identity 10 2007
 
ACCENT.COM, INC. (2)
7,685,067 Computer-assisted funds transfer system 35 1999
7,194,437 Computer-based funds transfer system 100 1999
 
ORACLE INTERNATIONAL CORPORATION (2)
* 7,404,203 Distributed capability-based authorization architecture 17 2003
8,037,004 Computer-implemented methods and systems for identifying and reporting deviations from standards and policies for contracts, agreements and other business documents 2 2007
 
ASSA ABLOY AB (1)
* 7,131,574 Optical memory card based e-commerce business method 44 2000
 
APPLE INC. (2)
* 6,446,128 Site access via intervening control layer 29 1997
7,334,037 Systems and methods for site access 2 2002
 
AMERICAN FREEWAY, INC. D/B/A SMARTSHOP.COM (1)
6,714,933 Content aggregation method and apparatus for on-line purchasing system 30 2002
 
AT&T DIGITAL LIFE, INC. (1)
* 7,032,002 Service broker for processing data from a data network 21 2000
 
ANDERSEN CONSULTING, LLP (1)
6,961,778 Management interface between a core telecommunication system and a local service provider 6 2002
 
ZARON REMOTE LLC (10)
8,185,625 Methods for transmitting multimedia files and advertisements 2 2009
8,055,781 Methods for transmitting multimedia files and advertisements 3 2009
8,028,064 Methods for transmitting multimedia files and advertisements 1 2009
7,962,548 Methods for transmitting multimedia files and advertisements 1 2009
8,255,527 Methods for transmitting multimedia files and advertisements 1 2009
8,185,626 Methods for transmitting multimedia files and advertisements 1 2009
7,966,411 Methods for transmitting multimedia files and advertisements 1 2009
7,984,097 Methods for transmitting multimedia files and advertisements 1 2010
8,090,774 Methods for transmitting multimedia files and advertisements 1 2011
8,676,885 Methods and transmitting multimedia files and advertisements 0 2012
 
KNAPP INVESTMENT COMPANY LIMITED (1)
* 7,548,888 Digital computer system and methods for implementing a financial transaction 2 2000
 
AMDOCS QPASS INC. (1)
6,473,740 Electronic commerce using a transaction network 113 1998
 
FLEET NATIONAL BANK (1)
* 7,233,992 Computerized method and system for managing the exchange and distribution of confidential documents 33 2000
 
GLOBAL SESSION HOLDINGS SRL (2)
* 6,076,108 System and method for maintaining a state for a user session using a web system having a global session server 208 1998
6,480,894 System and method for maintaining a state for a user session using a web system 91 2000
 
CITICORP DEVELOPMENT CENTER, INC. (1)
* 7,200,578 Method and system for anonymizing purchase data 59 1998
 
AMDOCS, INC. (2)
* 8,935,182 Electronic commerce using a transaction network 0 2001
* 2003/0208,442 Electronic commerce using a transaction network 13 2001
 
KABUSHIKI KAISHA TOSHIBA (1)
* 6,457,040 Method and system for a distributed network computing system for providing application services 20 1999
 
INSTITUTE FOR INFORMATION INDUSTRY (1)
* 2010/0332,832 TWO-FACTOR AUTHENTICATION METHOD AND SYSTEM FOR SECURING ONLINE TRANSACTIONS 6 2009
 
CRANBERRY PROPERTIES, LLC (1)
* 6,487,667 System for remote pass-phrase authentication 20 2000
 
B2I TECHNOLOGIES, INC. (1)
* 8,010,542 Apparatus and method for building conjoined computer systems 0 2004
 
CANON KABUSHIKI KAISHA (1)
* 7,277,124 Image sensing apparatus, information processing apparatus, control method for these apparatuses, image processing apparatus and method, and image processing system 1 2002
 
Sprint Communications Company L.P. (1)
* 7,281,263 System and method for managing security access for users to network systems 14 2001
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (11)
* 6,377,994 Method and apparatus for controlling server access to a resource in a client/server system 83 1996
* 5,987,523 Applet redirection for controlled access to non-orginating hosts 116 1997
* 6,502,137 System and method for transferring information over a computer network 81 1997
* 6,236,991 Method and system for providing access for categorized information from online internet and intranet sources 147 1997
* 6,006,200 Method of providing an identifier for transactions 171 1998
* 6,338,081 Message handling method, Message handling apparatus, and memory media for storing a message handling apparatus controlling program 24 1998
* 6,826,695 Method and system for grouping of systems in heterogeneous computer network 5 2000
6,453,350 System and method for locating resources in a distributed network 17 2000
6,311,219 System and method for locating resources in a distributed network 19 2000
* 8,402,124 Method and system for automatic load balancing of advertised services by service information propagation based on user on-demand requests 1 2000
8,499,339 Authenticating and communicating verifiable authorization between disparate network domains 5 2007
 
Making Everlasting Memories, LLC (2)
* 8,522,155 System and method for a multimedia timeline 0 2008
* 2008/0282,163 System and Method for a MultiMedia Timeline 3 2008
 
GXS, INC. (1)
* 6,519,642 System and method for creating, executing and maintaining cross-enterprise processes 18 1998
 
Credigy Technologies, Inc. (1)
8,560,456 System and method for an anonymous exchange of private data 3 2005
 
LUCENT TECHNOLOGIES INC. (1)
* 2004/0088,349 Method and apparatus for providing anonymity to end-users in web transactions 52 2002
 
DORMARKE ASSETS LIMITED LIABILITY COMPANY (3)
8,504,704 Distributed contact information management 1 2005
8,117,649 Distributed hierarchical identity management 1 2010
8,959,652 Graduated authentication in an identity management system 0 2013
 
SIEMENS AKTIENGESELLSCHAFT (1)
* 7,739,161 Method for using internet access networks through mobile internet-compatible mobile communication terminals 0 1999
 
CISCO TECHNOLOGY, INC. (57)
6,311,275 Method for providing single step log-on access to a differentiated computer network 93 1998
6,502,192 Security between client and server in a computer network 57 1998
* 6,119,160 Multiple-level internet protocol accounting 211 1998
6,263,369 Distributed architecture allowing local user authentication and authorization 38 1998
6,490,289 Multiple network connections from a single PPP link with network address translation 46 1998
6,490,290 Default internet traffic and transparent passthrough 27 1998
6,871,224 Facility to transmit network management data to an umbrella management system 20 1999
6,654,801 Remote system administration and seamless service integration of a data communication network management system 100 1999
6,298,383 Integration of authentication authorization and accounting service and proxy service 146 1999
6,529,955 Proxy session count limitation 24 1999
6,466,977 Proxy on demand 33 1999
6,430,619 Virtual private data network session count limitation 65 1999
6,591,304 Dynamic, scaleable attribute filtering in a multi-protocol compatible network access environment 38 1999
7,043,553 Method and apparatus for securing information access 3 1999
6,742,126 Method and apparatus for identifying a data communications session 25 1999
6,718,467 Password based protocol for secure communications 35 1999
7,526,533 Active call context reconstruction for primary/backup resource manager servers 8 1999
* 6,895,434 Sharing of NAS information between PoPs 10 2000
6,295,356 Power feed for network devices 106 2000
6,792,457 Multiple-level internet protocol accounting 17 2000
6,771,665 Matching of RADIUS request and response packets during high traffic volume 1 2000
7,325,058 Method and system for controlling subscriber access in a network capable of establishing connections with a plurality of domain sites 19 2000
7,047,563 Command authorization via RADIUS 6 2000
7,389,354 Preventing HTTP server attacks 7 2000
6,751,236 Configurable channel associated signaling ("CAS") line signaling using plain text strings 3 2000
6,985,935 Method and system for providing network access to PPP clients 7 2000
7,139,276 Load sharing between L2TP tunnels 10 2001
7,023,879 Dynamic multi-hop ingress to egress L2TP tunnel mapping 9 2001
6,643,782 Method for providing single step log-on access to a differentiated computer network 23 2001
7,443,865 Multiple network connections from a single PPP link with network address translation 3 2002
7,420,932 Default internet traffic and transparent passthrough 2 2002
* 7,103,659 System and method for monitoring information in a network environment 0 2002
6,910,067 Virtual private data network session count limitation 10 2002
7,026,730 Integrated connector unit 41 2002
6,816,901 Proxy session count limitation 29 2003
7,366,297 Method and system for converting alternating current to ethernet in-line power 6 2003
7,061,142 Inline power device detection 30 2003
6,966,004 Method for providing single step log-on access to a differentiated computer network 6 2003
RE41811 Integration of authentication authorization and accounting service and proxy service 4 2003
7,580,999 Remote system administration and seamless service integration of a data communication network management system 5 2003
7,603,570 Power delivery over ethernet cables 16 2004
7,099,463 Method and apparatus for detecting a compatible phantom powered device using common mode signaling 7 2004
7,411,981 Matching of radius request and response packets during high traffic volume 0 2004
7,493,395 Virtual private data network session count limitation 0 2004
7,346,697 Multiple-level internet protocol accounting 5 2004
7,644,439 Timing attacks against user logon and network I/O 2 2004
7,529,832 PPP domain name and L2TP tunnel selection configuration override 0 2004
7,373,528 Increased power for power over Ethernet applications 47 2004
7,509,505 Method and system for managing power delivery for power over Ethernet systems 14 2005
7,502,851 Facility to transmit network management data to an umbrella management system 2 2005
7,529,826 Sharing of NAS information between PoPs 0 2005
7,606,246 Proxy on demand 0 2006
7,734,770 System and method for monitoring information in a network environment 0 2006
8,077,738 Default internet traffic and transparent passthrough 1 2008
8,082,457 Data communications device for communicating with and concurrently providing power to a set of powerable devices 2 2008
* 7,920,518 System and method for concurrently utilizing multiple system identifiers 0 2009
7,921,314 Providing power over ethernet cables 4 2009
 
8324450 DELAWARE LLC (1)
8,302,163 System and method for secure communication 0 2010
 
INTERQ CO., LTD. (1)
* 6,711,551 Information provider, terminal and system and recording medium for the terminal 2 1998
 
CHECKFREE SERVICE CORPORATION (3)
7,302,411 Electronic Billing with required viewing of supplemental information 15 2001
* 2001/0037,296 Electronic Billing with required viewing of supplemental information 4 2001
7,953,660 Method and system for payment processing 3 2001
 
CheckFree Corporation (15)
* 6,055,567 Distributed data accessing technique 70 1998
7,366,696 Electronic billing with flexible biller controlled electronic bill presentment 15 1999
* 6,948,063 Securing electronic transactions over public networks 47 1999
7,636,688 Electronic bill processing with multi-level bill information storage 7 2001
* 2002/0002,535 Electronic bill processing with multi-level bill information storage 21 2001
7,933,826 Check metaphor for electronic payment authorization 0 2001
* 2004/0059,673 Dual mode electronic bill availability noticing and payment 3 2003
7,657,484 Electronic bill presentment via a wide area communications network 6 2003
* 2005/0137,978 Presentation and payment of bills over a wide area communications network 14 2005
7,778,901 Integrated electronic presentment and payment of bills by different entities 7 2005
7,334,128 Accessing information on a network using an extended network universal resource locator 11 2005
* 7,426,638 Controlling access to information on a network using an extended network universal resource locator 2 2006
* 7,415,610 Facilitating access to information stored on a network using an extended network universal resource locator 2 2006
7,702,585 Methods and systems for the determination and display of payment lead time in an electronic payment system 6 2006
8,165,956 Bill availability notification and billing information request 0 2011
 
FUJITSU LIMITED (3)
* 6,154,529 Method for providing information by calling from information provider, and service server for implementing the same 1 1997
* 6,941,363 Transaction management system and program for configuring online shopping system 7 2001
* 2001/0047,489 Transaction management system and program for configuring online shopping system 38 2001
 
SOUND VIEW INNOVATIONS, LLC (4)
* 6,446,108 Method for wide area network service location 45 1998
* 6,434,619 Internet-enabled service management system and method 113 1998
* 6,732,181 Internet-enabled service management and authorization system and method 31 2002
* 7,366,786 Internet-enabled service management and authorization system and method 2 2004
 
SKYPE LIMITED (1)
* 8,667,136 Communication system 0 2007
 
PURPLE LEAF, LLC (2)
8,527,407 Process and device for conducting electronic transactions using wireless and cellular devices 0 2011
8,744,963 Method for transferring an amount to be paid 0 2012
 
WEST CORPORATION (5)
* 2002/0055,906 Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce 119 2001
8,712,857 Methods and apparatus for intelligent selection of goods and services in mobile commerce 2 2003
8,769,567 Methods, media, and apparatus for intelligent selection of items encoded onto portable machine-readable entertainment media 0 2007
8,793,165 Method, program storage device, and apparatus for offering a user a plurality of scenarios under which to conduct a primary transaction 0 2011
8,800,861 Methods and apparatus for intelligent selection of goods and services offered to conferees 0 2012
 
MASTERCARD MOBILE TRANSACTIONS SOLUTIONS, INC. (2)
9,070,127 Administering a plurality of accounts for a client 0 2011
* 2012/0101,831 TRANSACTIONAL SERVICES 4 2011
 
ROUND ROCK RESEARCH, LLC (1)
* 6,327,707 Method, programmed medium and system for customizing pre-loaded software 22 1999
 
EMC CORPORATION (4)
7,660,902 Dynamic file access control and management 152 2001
* 7,487,535 Authentication on demand in a distributed network environment 17 2002
* 7,562,222 System and method for authenticating entities to users 128 2005
7,707,416 Authentication cache and authentication on demand in a distributed network environment 1 2008
 
INTEL CORPORATION (20)
* 6,098,091 Method and system including a central computer that assigns tasks to idle workstations using availability schedules and computational capabilities 99 1996
* 6,282,575 Routing mechanism for networks with separate upstream and downstream traffic 45 1997
7,308,576 Authenticated code module 3 2001
7,631,196 Method and apparatus for loading a trustable operating system 4 2002
* 7,165,181 System and method for establishing trust without revealing identity 26 2002
7,318,235 Attestation using both fixed token and portable token 17 2002
7,366,305 Platform and method for establishing trust without revealing identity 4 2003
8,037,314 Replacing blinded authentication authority 3 2003
7,587,607 Attesting to platform configuration 12 2003
7,802,085 Apparatus and method for distributing private keys to an entity with minimal secret, unique information 5 2004
7,490,070 Apparatus and method for proving the denial of a direct proof signature 10 2004
8,924,728 Apparatus and method for establishing a secure session with a device without exposing privacy-sensitive information 0 2004
7,809,957 Trusted platform module for generating sealed data 7 2005
8,014,530 Method and apparatus for authenticated, recoverable key distribution with no database secrets 0 2006
7,454,611 System and method for establishing trust without revealing identity 3 2007
8,407,476 Method and apparatus for loading a trustable operating system 0 2009
8,386,788 Method and apparatus for loading a trustable operating system 0 2009
8,639,915 Apparatus and method for distributing private keys to an entity with minimal secret, unique information 0 2010
9,087,196 Secure application attestation using dynamic measurement kernels 0 2010
9,009,483 Replacing blinded authentication authority 0 2011
 
INTRALINKS, INC. (1)
9,069,436 System and method for information delivery based on at least one self-declared user attribute 0 2006
 
Allset, Incorporated (1)
* 6,330,610 Multi-stage data filtering system employing multiple filtering criteria 63 1997
 
CASIO COMPUTER CO., LTD. (2)
* 7,174,391 Method for responding to site access 0 2001
* 2001/0049,748 Method for responding to site access 0 2001
 
ZVELO, INC. (4)
8,266,304 Managed services platform 1 2005
8,572,267 Managed services platform 0 2006
8,180,909 Managed services platform 1 2007
8,977,762 Managed services platform 0 2013
 
REDKNEE INC. (1)
* 6,970,901 Device and method for swapping out a part of a service logic program 1 1998
 
Visa U.S.A. Inc. (14)
7,280,981 Method and system for facilitating payment transactions using access devices 47 2002
7,571,141 Method and system for facilitating payment transactions using access devices 5 2007
8,290,832 Method and system for handling returned prepaid payment cards 0 2007
8,165,938 Prepaid card fraud and risk management 0 2007
8,146,806 Prepaid negative balance fee processing and fee diversion 1 2007
7,860,790 Systems and methods for automatic migration of a consumer between financial accounts 0 2007
7,809,637 Portability of financial tokens 1 2007
7,627,522 System, apparatus and methods for comparing fraud parameters for application during prepaid card enrollment and transactions 2 2007
8,010,453 Method and system for facilitating payment transactions using access devices 1 2007
7,711,621 Method and system for facilitating payment transactions using access devices 13 2007
8,504,451 Method and system using candidate dynamic data elements 0 2007
8,589,285 System, apparatus and methods for comparing fraud parameters for application during prepaid card enrollment and transactions 0 2009
8,788,382 Systems and methods for automatic migration of a consumer between financial accounts 0 2010
8,924,299 Method and system for facilitating payment transactions using access devices 0 2012
 
PAYPAL INTERNATIONAL LIMITED (3)
* 6,295,522 Stored-value card value acquisition method and apparatus 211 1997
8,301,510 Electronic commerce for system registered consumers 5 2009
* 2013/0013,456 E-MAIL INVOKED ELECTRONIC COMMERCE 0 2012
 
SERMO, INC. (6)
8,239,240 Method and apparatus for conducting an information brokering service 0 2006
8,160,915 Method and apparatus for conducting an information brokering service 0 2006
* 8,019,637 Method and apparatus for conducting an information brokering service 0 2006
8,019,639 Method and apparatus for conducting an online information service 1 2006
* 8,626,561 Method and apparatus for conducting an information brokering service 0 2011
* 2012/0150,664 Method and apparatus for conducting an information brokering service 0 2011
 
INVENTOR HOLDINGS, LLC (1)
8,260,670 Multi-tier pricing of individual products based on volume discounts 0 2009
 
BUY2 NETWORKS LTD. (4)
7,631,032 Personalized internet interaction by adapting a page format to a user record 24 1999
7,596,609 WWW addressing 31 1999
8,661,094 WWW addressing 0 2008
8,464,159 Personalized internet interaction 0 2009
 
SEAGATE TECHNOLOGY LLC (3)
7,925,894 System and method for delivering versatile security, digital rights management, and privacy services 7 2004
* 2005/0160,281 System and method for delivering versatile security, digital rights management, and privacy services 16 2004
* 8,429,724 Versatile access control system 0 2006
 
KDL Scan Designs LLC (2)
* 6,085,249 Method and apparatuses for transferring data for multiple applications through a single communication link in response to authentication information 73 1997
RE41210 Method and apparatuses for transferring data for multiple applications through a single communication link in response to authentication information 1 2006
 
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (29)
* 6,546,488 Broadcast delivery of information to a personal computer for local storage and access 75 1998
8,571,975 System and method for sending money via E-mail over the internet 0 1999
* 7,426,530 System and method for providing customers with seamless entry to a remote server 31 2000
* 8,438,086 System and method for providing customers with seamless entry to a remote server 0 2001
7,987,501 System and method for single session sign-on 1 2001
7,752,434 System and method for secure communication 3 2002
7,640,348 System and method of managing access to web services 17 2002
7,689,504 System and method for establishing or modifying an account with user selectable terms 37 2002
8,301,493 System and method for providing incentives to consumers to share information 0 2002
7,353,383 System and method for single session sign-on with cryptography 27 2003
7,376,838 Method for controlled and audited access to privileged accounts on computer systems 11 2003
7,421,696 Methods and systems for managing successful completion of a network of processes 1 2004
7,756,816 System and method for network-based project management 1 2005
7,444,672 System and method for single sign on process for websites with multiple applications and services 20 2006
8,583,926 System and method for anti-phishing authentication 0 2006
8,793,490 Systems and methods for multifactor authentication 0 2006
* 7,966,496 System and method for single sign on process for websites with multiple applications and services 8 2006
8,335,855 System and method for portal infrastructure tracking 0 2007
8,185,940 System and method for providing discriminated content to network users 1 2007
7,685,013 System and method for automatic financial project management 16 2007
8,849,716 System and method for preventing identity theft or misuse by restricting access 0 2007
8,473,735 Systems and methods for managing digital certificates 2 2008
8,590,008 System and method for single sign on process for websites with multiple applications and services 0 2008
8,321,682 System and method for generating and managing administrator passwords 1 2009
8,160,960 System and method for rapid updating of credit information 9 2009
* 8,671,281 System and method for single sign on process for websites with multiple applications and services 0 2011
8,458,070 System and method for providing customers with seamless entry to a remote server 0 2012
8,549,315 System and method for generating and managing administrator passwords 0 2012
8,726,011 Systems and methods for managing digital certificates 0 2013
 
MICROSOFT TECHNOLOGY LICENSING, LLC (35)
* 5,983,273 Method and apparatus for providing physical security for a user account and providing access to the user's environment and preferences 168 1997
6,813,769 Server application components with control over state duration 9 1997
6,631,425 Just-in-time activation and as-soon-as-possible deactivation or server application components 22 1997
* 6,014,666 Declarative and programmatic access control of component-based server applications using roles 224 1997
* 6,289,461 Bi-directional process-to-process byte stream protocol 88 1998
6,526,416 Compensating resource managers 40 1998
6,574,736 Composable roles 106 1998
6,487,665 Object security boundaries 99 1998
6,385,724 Automatic object caller chain with declarative impersonation and transitive trust 42 1998
6,678,696 Transaction processing of distributed objects with declarative transactional attributes 31 1999
6,301,601 Disabling and enabling transaction committal in transactional application components 73 1999
7,076,784 Software component execution management using context objects for tracking externally-defined intrinsic properties of executing software components within an execution environment 88 1999
6,199,114 Initiating a user session at an internet terminal using a smart card 64 1999
6,714,962 Multi-user server application architecture with single-user object tier 51 2000
7,103,799 Bi-directional process-to-process byte stream protocol 30 2001
* 2001/0056,547 Bi-directional process-to-process byte stream protocol 43 2001
* 7,257,610 Systems and methods for sending coordinated notifications 2 2001
6,604,198 Automatic object caller chain with declarative impersonation and transitive trust 80 2002
7,444,655 Anonymous aggregated data collection 27 2002
6,606,711 Object security boundaries 20 2002
8,108,920 Passive client single sign-on for web applications 2 2003
* 2004/0230,831 Passive client single sign-on for Web applications 89 2003
* 7,607,008 Authentication broker service 7 2004
7,389,514 Software component execution management using context objects for tracking externally-defined intrinsic properties of executing software components within an execution environment 16 2004
7,043,733 Server application components with control over state duration 4 2004
7,702,917 Data transfer using hyper-text transfer protocol (HTTP) query strings 22 2004
7,062,770 Recycling components after self-deactivation 6 2005
7,043,734 Component self-deactivation while client holds a returned reference 5 2005
7,581,221 Systems and methods for sending coordinated notifications 24 2005
7,603,555 Providing tokens to access extranet resources 11 2005
* 2005/0289,082 Secure electronic transfer without requiring knowledge of secret data 4 2005
* 2013/0275,282 ANONYMOUS BILLING 0 2012
8,973,123 Multifactor authentication 0 2012
8,752,158 Identity management with high privacy features 0 2012
8,806,652 Privacy from cloud operators 0 2012
 
METAVANTE CORPORATION (11)
7,848,972 Electronic bill presentment and payment systems and processes 9 2000
7,945,491 Integrated systems for electronic bill presentment and payment 4 2000
7,734,543 Electronic bill presentment and payment system 6 2001
* 2002/0002,536 Electronic bill presentment and payment system 47 2001
7,370,014 Electronic bill presentment and payment system that obtains user bill information from biller web sites 6 2001
8,799,157 Business combined bill management system and method 0 2002
8,751,384 Integrated bill presentment and payment system and method of operating the same 0 2002
* 2005/0010,523 Integrated bill presentment and payment system and method of operating the same 28 2002
7,958,049 System and method for obtaining customer bill information and facilitating bill payment at biller websites 9 2003
* 2004/0210,520 Bill payment payee information management system and method 18 2003
* 2004/0215,560 Integrated payment system and method 71 2003
 
NEC ELECTRONICS CORPORATION (1)
* 2001/0029,472 Anonymous purchase and sale system for online shopping and delivery services via computer networks 5 2001
 
NET2PHONE, INC. (1)
7,216,348 Method and apparatus for dynamically balancing call flow workloads in a telecommunications system 35 2000
 
Hong Kong Applied Science and Technology Research Institute Company Limited (1)
* 8,813,206 Anonymous personal content access with content bridge 0 2012
 
VERIZON PATENT AND LICENSING INC. (30)
* 5,944,824 System and method for single sign-on to a plurality of network elements 384 1997
7,225,249 Integrated systems for providing communications network management services and interactive generating invoice documents 226 1998
7,058,600 Integrated proxy interface for web based data management reports 34 1998
6,859,783 Integrated interface for web based customer care and trouble management 42 1998
6,745,229 Web based integrated customer interface for invoice reporting 140 1998
6,714,979 Data warehousing infrastructure for web based reporting tool 169 1998
6,631,402 Integrated proxy interface for web based report requester tool set 116 1998
6,615,258 Integrated customer interface for web based data management 329 1998
6,606,708 Secure server architecture for Web based data management 232 1998
6,598,167 Secure customer interface for web based data management 126 1998
* 6,587,836 Authentication and entitlement for users of web based data management programs 85 1998
6,574,661 Integrated proxy interface for web based telecommunication toll-free network management using a network manager for downloading a call routing tree to client 58 1998
6,515,968 Integrated interface for real time web based viewing of telecommunications network call traffic 100 1998
6,490,620 Integrated proxy interface for web based broadband telecommunications management 100 1998
6,473,407 Integrated proxy interface for web based alarm management tools 84 1998
6,470,386 Integrated proxy interface for web based telecommunications management tools 141 1998
6,385,644 Multi-threaded web based user inbox for report management 109 1998
6,381,644 Integrated proxy interface for web based telecommunications network management 70 1998
6,377,993 Integrated proxy interface for web based data management reports 204 1998
* 6,115,040 Graphical user interface for Web enabled applications 281 1998
* 6,032,184 Integrated interface for Web based customer care and trouble management 153 1998
6,763,376 Integrated customer interface system for communications network management 23 1998
7,114,083 Secure server architecture for web based data management 27 2003
6,968,571 Secure customer interface for web based data management 39 2003
8,495,724 Secure server architecture for web based data management 0 2004
8,073,777 Integrated business systems for web based telecommunications management 18 2005
7,814,533 Secure customer interface for Web based data management 9 2005
7,236,486 Integrated customer web station for web based call management 9 2005
8,479,259 Secure customer interface for web based data management 0 2009
8,935,772 Secure server architecture for web based data management 0 2012
 
NOVELL, INC. (1)
* 7,735,122 Credential mapping 15 2003
 
THOMSON REUTERS GLOBAL RESOURCES (1)
* 7,941,431 Electronic document repository management and access system 11 2006
 
ALCATEL LUCENT (2)
* 8,849,242 System and method for charging for directed provisioning of user applications on limited-resource devices 0 2002
8,270,951 Rule-based system and method for managing the provisioning of user applications on limited-resource and/or wireless devices 1 2007
 
THOMSON LICENSING (1)
* 7,805,607 Method for the anonymous authentication of a data transmitter 2 2003
 
ASOID NETWORK FACILITY, LLC (4)
* 6,058,379 Real-time network exchange with seller specified exchange parameters and interactive seller participation 542 1997
7,672,892 Real time network exchange with seller specified exchange parameters and interactive seller participation 9 2000
* 2004/0107,158 Real time network exchange with seller specified exchange parameters and interactive seller participation 11 2003
8,583,535 Operation of auctions over computer networks 0 2006
 
CITICORP (1)
* 6,023,682 Method and apparatus for credit card purchase authorization utilizing a comparison of a purchase token with test information 72 1997
 
CRS LLC (1)
6,401,077 Method and system for providing additional behavior through a web page 97 1999
 
ROVI TECHNOLOGIES CORPORATION (1)
* 7,305,472 Method for downloading a web page to a client for efficient display on a television screen 7 2005
 
INTERTAINER, INC. (6)
7,870,592 Method for interactive video content programming 34 2001
* 2002/0144,283 Content distribution system 51 2001
* 2002/0083,006 Systems and methods for delivering media content 38 2001
* 6,925,469 Digital entertainment service platform 42 2001
8,468,099 Digital entertainment service platform 0 2009
8,479,246 System and method for interactive video content programming 7 2012
 
ARRIS ENTERPRISES, INC. (1)
* 7,058,816 Apparatus and method for content entry management 13 2002
 
SIMPLEXITY, LLC C/O VERSA CAPITAL MANAGEMENT, INC. (5)
* 7,729,944 System and methods for buying and selling telecommunication services via a network 2 1999
7,076,447 Systems and methods for aggregating buyers for the purchase of telecommunication services via a network 58 1999
7,797,193 Systems and methods for distributing telecommunication services via a network 3 1999
7,493,105 Certification and activation of used phones on a wireless carrier network 0 2003
8,060,409 Certification and activation of used phones purchased through an online auction 0 2007
 
RPX CORPORATION (2)
* 6,157,924 Systems, methods, and computer program products for delivering information in a preferred medium 224 1997
6,701,315 Systems, methods, and computer program products for delivering information in a preferred medium 61 2000
 
FRANCE TELECOM (1)
* 7,840,813 Method and system with authentication, revocable anonymity and non-repudiation 12 2003
 
UNISYS CORPORATION (1)
* 7,031,963 Green ice printout sorting and delivery program 1 1998
 
CardinalCommerce Corporation (10)
7,742,967 Secure and efficient payment processing system 3 2000
* 2001/0037,451 Centralized identity authentication for electronic communication networks 34 2001
8,170,954 Secure and efficient payment processing system with account holder defined transaction limitations 2 2001
7,051,002 Universal merchant platform for payment authentication 51 2003
8,140,429 Universal merchant platform for payment authentication 1 2010
8,676,694 Secure and efficient payment processing system 0 2010
8,321,912 Centralized identity authentication for electronic communication networks 0 2010
8,645,266 Universal merchant platform for payment authentication 0 2010
8,650,118 Universal merchant platform for payment authentication 1 2012
8,762,210 Alternative payment implementation for electronic retailers 0 2013
 
C-SAM, INC. (3)
7,308,426 System and methods for servicing electronic transactions 41 1999
8,527,380 System and methods for servicing electronic transactions 1 2002
8,429,046 System and methods for servicing electronic transactions 3 2007
* Cited By Examiner