Automated system and method for checkless check transaction

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 5832463
SERIAL NO

08623584

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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The automated improved check processing system and method includes a data entry device (200, 202) for receiving checking account information (304, 306, 308) and a check amount (302) of a check (210, 300) provided in a transaction. The transaction may take place at a bank teller window or a point-of-sale. The checking account information and check amount are electronically transmitted to the institution or servicer (208) drawn on for electronic presentment and posting to the proper checking account. Additionally, an image capturer (204) may be used at the time of the transaction to obtain a digitized image of the face of the check. The captured image may then be forwarded electronically to a database, which is readily accessible for research purposes.

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Patent Owner(s)

Patent OwnerAddress
HEWLETT PACKARD ENTERPRISE DEVELOPMENT LP1701 EAST MOSSY OAKS ROAD SPRING TX 77389

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Funk, Wade L Plano, TX 3 612

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