Call handling method for credit and fraud management
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United States of America Patent
Stats
-
Feb 23, 1999
Grant Date -
N/A
app pub date -
Nov 21, 1995
filing date -
Nov 21, 1995
priority date (Note) -
In Force
status (Latency Note)
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Abstract
Prior to completing a telephone call, a database is accessed within a telecommunications network to determine whether the call should be completed. The billing number to which the call is to be charged is compared to a customer record assigned to the billing number and stored in the database. The customer record is checked against a treatment category code which combines geographic call restrictions and thresholding. A call may be identified as potentially fraudulent and blocked if the customer record associated with the billing number indicates that the account is in arrears. In addition, at predetermined intervals during the progress of the call and at the end of each allowed call to be charged to that billing number, the time and/or cost of each call is estimated and added to the total stored in a user-defined threshold counter in the database. When the total stored in the counter exceeds a predetermined threshold limit, a potentially fraudulent call is identified. In this manner, call authorization is performed on a per call basis to prevent fraudulent telephone calls.
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- 15 United States
- 10 France
- 8 Japan
- 7 China
- 5 Korea
- 2 Other
Patent Owner(s)
| Patent Owner | Address | |
|---|---|---|
| AT&T CORP | 32 AVENUE OFTHE AMERICAS NEW YORK NY 10013-2412 |
International Classification(s)
Inventor(s)
| Inventor Name | Address | # of filed Patents | Total Citations |
|---|---|---|---|
| Jankowitz, Charles M | Old Bridge, NJ | 2 | 295 |
| Matula, Valentine C | Granville, OH | 178 | 3294 |
| Munson, Gary A | Little Silver, NJ | 14 | 578 |
| Wu, Fang | Middletown, NJ | 111 | 2402 |
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| Fee | Large entity fee | small entity fee | micro entity fee | due date |
|---|
| Fee | Large entity fee | small entity fee | micro entity fee |
|---|---|---|---|
| Surcharge after expiration - Late payment is unavoidable | $700.00 | $350.00 | $175.00 |
| Surcharge after expiration - Late payment is unintentional | $1,640.00 | $820.00 | $410.00 |
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