Call handling method for credit and fraud management

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 5875236
SERIAL NO

08562229

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Prior to completing a telephone call, a database is accessed within a telecommunications network to determine whether the call should be completed. The billing number to which the call is to be charged is compared to a customer record assigned to the billing number and stored in the database. The customer record is checked against a treatment category code which combines geographic call restrictions and thresholding. A call may be identified as potentially fraudulent and blocked if the customer record associated with the billing number indicates that the account is in arrears. In addition, at predetermined intervals during the progress of the call and at the end of each allowed call to be charged to that billing number, the time and/or cost of each call is estimated and added to the total stored in a user-defined threshold counter in the database. When the total stored in the counter exceeds a predetermined threshold limit, a potentially fraudulent call is identified. In this manner, call authorization is performed on a per call basis to prevent fraudulent telephone calls.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
AT&T CORP32 AVENUE OFTHE AMERICAS NEW YORK NY 10013-2412

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Jankowitz, Charles M Old Bridge, NJ 2 295
Matula, Valentine C Granville, OH 178 3294
Munson, Gary A Little Silver, NJ 14 578
Wu, Fang Middletown, NJ 111 2402

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