Insurance classification plan loss control system
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United States of America Patent
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Apr 6, 1999
Grant Date -
N/A
app pub date -
Jun 20, 1996
filing date -
Jun 20, 1996
priority date (Note) -
Expired
status (Latency Note)
Importance
Abstract
A loss control system for an insurance classification plan has a policy holder database, a predictive apparatus and a derived actual loss ratio generator. The policy holder database generates signals indicative of the premium, actual loss, a one a plurality of classification plan variable values and an actual loss ratio for each policy holder. The predictive apparatus generates a plurality of predicted loss ratio signals indicative of predicted loss ratios of the policy holders. The derived actual loss ratio generator generates signals which are indicative of a difference between the predicted loss ratio and the actual loss ratio of the policy holders.
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