Process and apparatus for the derivation of annuity rates
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United States of America Patent
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Jul 27, 1999
Grant Date -
N/A
app pub date -
May 1, 1997
filing date -
May 1, 1997
priority date (Note) -
In Force
status (Latency Note)
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Abstract
A process and apparatus for determining premium tables to produce annuity rates, where the annuity rates reflect client data pertaining to age, sex, medical conditions and high risk behavior. The annuity rate reflects potential medical and social advancement, prudence, interest, expenses, and commissions as well as other related factors in determining premiums to be paid by individuals.
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