Importance

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Abstract

An apparatus and method for connecting a card requester with multiple card service providers, whereas the card requester can select multiple services from a menu on a computer screen. The services offered by the multiple service providers can be combined and issued on one card after a successful calculation and simulation of the data was performed by the apparatus. The apparatus consists essentially of a host computer with a specific software, known as gateway apparatus or 'Gateway Apparatus for Designing and Issuing Multiple Application Cards' (GADIMAC). The gateway apparatus connects a card requester with multiple card service providers, transmits all requests from a card requester to selected card service providers, receives service and card required data for the services from the selected card service providers, merges all data by simulating and calculating the best combination of all service specific requirements to coexist on one card, considering different types of card technologies that can be applied to a multiple application card, generates one output file for all card related requirements of different services and transmits the output file to a card manufacturing apparatus that manufactures, personalizes and issues a card. The GADIMAC is the common interface and automated engine to connect various parties, calculate and combine service and card related data in order to present and issue a multiple application card.

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First Claim