System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
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United States of America Patent
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Nov 16, 1999
Grant Date -
N/A
app pub date -
Jun 17, 1996
filing date -
Jun 17, 1996
priority date (Note) -
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status (Latency Note)
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Abstract
An architecture that provides a server that communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers is disclosed. Service requests are associated with a particular merchant based on storefront visited by a consumer or credentials presented by a merchant. Service requests result in merchant specific transactions that are transmitted to the gateway for further processing on existing host applications. By presenting the appropriate credentials, the merchant could utilize any other computer attached to the Internet utilizing a SSL or SET protocol to query the vPOS system remotely and obtain capture information, payment administration information, inventory control information, audit information and process customer satisfaction information.
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