Method and apparatus for tracking multiple payment resources and charging transactions to payment resources in on line transaction processing system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Apr 4, 2000
Grant Date -
N/A
app pub date -
May 14, 1997
filing date -
May 14, 1997
priority date (Note) -
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status (Latency Note)
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Abstract
Disclosed is a container object that allows a user to define new payment resources without requiring the user to redesign a relational database system used for persistent storage of transaction information. An object server maps data that is represented in transient memory according to an object-oriented scheme to data that is represented in persistent memory according to a relational database scheme. The object server generates appropriate tables and columns for a relational database scheme automatically so that the object-oriented scheme generated by a user may be efficiently stored and searched in persistent memory. Preferably, array elements are represented as rows in a table, not as columns so that storage space is not wasted with place holder data. In certain embodiments, a rating engine is provided that searches available rates and creates a rate stack for the purpose of authorizing transactions and adjusting payment source balances when authorization events or payment events occur.
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