System and method for increasing a value of an electronic payment card including performing a restore transaction in response to interruption of a value increase transaction

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United States of America Patent

PATENT NO 6062472
SERIAL NO

08972627

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A system for increasing the value of an electronic payment card. The system comprises, e.g., a security module arranged for authentication of the card, and an authorizing device for authorizing a value increase transaction to the card. The system is arranged for sending a value increase message to the card, upon which the value stored in memory in the card is increased, if the card has been found to be authentic and the value increase transaction thereof has been authorized. The system also has memory, in which identification data of the card is stored and, linked thereto, data relating to the authorization of the value increase of the card. If a value increase transaction is interrupted after authorization for the transaction had been given, a restore transaction occurs. In the restore transaction, the authenticity of the card is checked and the value increase transaction occurs on the basis of the authorization information previously stored in the system memory during the value increase transaction. Hence, through the system, interrupted value increase transactions may be recovered without the need for a new authorization.

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First Claim

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Patent Owner(s)

  • KONINKLIJKE PTT NEDERLAND N.V.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Cheung, Wing Keung Zoetermeer, NL 1 72

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