US Patent No: 6,064,970

Number of patents in Portfolio can not be more than 2000

Motor vehicle monitoring system for determining a cost of insurance

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Abstract

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A method and system of determining a cost of automobile insurance based upon monitoring, recording and communicating data representative of operator and vehicle driving characteristics. The cost is adjustable retrospectively and can be prospectively set by relating the driving characteristics to predetermined safety standards. The method comprises steps of monitoring a plurality of raw data elements representative of an operating state of the vehicle or an action of the operator. Selected ones of the raw data elements are recorded when the ones are determined to have an identified relationship to safety standards. The selected ones are consolidated for processing against an insurer profile and for identifying a surcharge or discount to be applied to a base cost of automobile insurance. A final cost is produced from the base costs and the surcharges or discounts.

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Patent Owner(s)

Patent OwnerAddressTotal Patents
PROGRESSIVE DIRECTRAC SERVICE CORP.MAYFIELD VILLAGE, OH3

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Craig, Alexander Dean Moreland Hills, OH 2 425
Heinen, John Patrick Tampa, FL 2 425
McMillan, Robert John Tampa, FL 9 461

Cited Art Landscape

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Patent Citation Ranking

Forward Cite Landscape

Patent Info (Count) # Cites Year
 
GENWORTH HOLDINGS, INC. (12)
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PELMOREX CANADA INC. (7)
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GORDON*HOWARD ASSOCIATES, INC. (5)
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Other [Check patent profile for assignment information] (7)
6,701,234 Portable motion recording device for motor vehicles 37 2001
6,697,732 Automatic system for providing assistance to impaired drivers 7 2002
7,395,219 Insurance on demand transaction management system 10 2002
7,853,375 Vehicle monitor 2 2007
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