US Patent No: 6,064,988

Number of patents in Portfolio can not be more than 2000

Data processing system including transaction authorization device

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ATTORNEY / AGENT: (SPONSORED)
 

Importance

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Abstract

A supersmart card system is provided for authorizing transactions between a transaction card user and a merchant. The supersmart card system includes a plurality of conventional transaction cards such as a debit cards, credit cards, or phone service cards, and a transaction authorization device. The transaction authorization device is user-carried and constructed to be separate and apart from the transaction card. The transaction authorization device includes logic means for storing data relating to the identity of the transaction card user and data relating to the authorization of transactions between a user and financial institutions or service providers. Preferably, the transaction authorization card also includes means enabling a user to select a particular transaction card for processing a transaction. The supersmart card system therein provides the simple to manufacture and use structure which reduces the potential for fraud arising from theft of a transaction card and which enables a user to carry about a single authorization device for authorizing transactions involving a large number of transaction cards and their corresponding financial institutions and service providers between a transaction card user and merchant.

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First Claim

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Patent Owner(s)

  • Assignment data not available. Check USPTO

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Thomas, Harold K 944 S. 21st St., Mesa, AZ 85204 2 23

Cited Art

Patent Info (Count) # Cites Year
 
LASERCARD CORPORATION (2)
4,542,288 Method for making a laser recordable wallet-size plastic card 76 1984
4,544,835 Data system containing a high capacity optical contrast laser recordable wallet-size plastic card 60 1984
 
DART, INC. (1)
5,655,008 System and method for performing a variety of transactions having distributed decision-making capability 51 1995
 
INTELLICARD INTERNATIONAL, INC. (1)
4,614,861 Unitary, self-contained card verification and validation system and method 489 1984
 
LIGHT SIGNATURES IN 1901 AVE STARS LOS ANGELES CA 90067 A CORP (1)
4,476,468 Secure transaction card and verification system 152 1983
 
VISA INTERNATIONAL SERVICE ASSOCIATION (1)
4,766,293 Portable financial transaction card capable of authorizing a transaction in foreign currencies 267 1986
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (1)
4,636,622 Card user identification system 55 1985

Patent Citation Ranking

Forward Cites

Patent Info (Count) # Cites Year
 
SEMICONDUCTOR ENERGY LABORATORY CO., LTD. (7)
7,652,359 Article having display device 16 2003
7,518,692 IC card and booking account system using the IC card 22 2003
7,566,001 IC card 6 2004
8,136,725 IC card 0 2009
7,863,116 IC card and booking-account system using the IC card 3 2010
8,158,491 IC card and booking-account system using the IC card 0 2010
8,268,702 IC card and booking-account system using the IC card 0 2012
 
JPMORGAN CHASE BANK, N.A. (3)
7,526,449 Optically encoded card and system and method for using 8 2001
7,593,875 Financial system for isolated economic environment 1 2003
8,392,301 Financial system for isolated economic environment 0 2009
 
MASTERCARD INTERNATIONAL INCORPORATED (2)
7,828,204 Techniques for authorization of usage of a payment device 0 2007
8,341,084 Method, apparatus, and computer program product for topping up prepaid payment cards for offline use 0 2009
 
SOLICORE, INC. (2)
8,181,879 Mailing apparatus for powered cards 0 2007
7,967,214 Card configured to receive separate battery 1 2007
 
CITICORP DEVELOPMENT CENTER, INC. (1)
6,289,324 System for performing financial transactions using a smart card 120 2000
 
DYNAMICS INC. (1)
8,322,623 Systems and methods for advanced card printing 0 2011
 
INTERNATIONAL BUSINESS MACHINES CORPORATION (1)
8,386,282 Managing events in a configuration of SOA governance components 0 2009
 
PAYMENTECH, LLC (1)
7,233,920 System and apparatus for credit transaction data transmission 1 2000
 
SONY CORPORATION (1)
7,207,495 Wireless terminal to which an integrated circuit card is connected and a system utilizing the wireless terminal for rewriting memory of an integrated circuit card 0 2004
 
SYBASE, INC. (1)
7,797,239 Hierarchical entitlement system with integrated inheritance and limit checks 0 2006
 
VERIFONE, INC. (1)
8,355,982 Metrics systems and methods for token transactions 0 2007
 
OTHER [CHECK PATENT PROFILE FOR ASSIGNMENT INFORMATION] (2)
6,678,666 Method of conducting anti-fraud electronic bank security transactions having price-date-time variables and calculating apparatus thereof 10 2000
7,028,191 Trusted authorization device 25 2002