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Abstract

An user authentication system for authenticating a user using an IC card in conjunction with a portable terminal used to generate a one-time password and a server used to generate a corresponding one-time password for user authentication. The IC card contains a secret key for generating a one-time password and predetermined random numbers. The portable terminal contains a card receiver for receiving the IC card, a random number memory for reading and storing, and then deleting the random numbers of the IC card, a first password generator for generating a one-time password by the secret key of the IC card and the random number, a first random number changer for changing the random number stored in the random number memory into a predetermined value and storing the changed value in the random number storing portion, and a display for displaying the processed results of the terminal and the server. The server includes a secret key memory for storing a secret key and a random number, a second password generator for generating a one-time password, a second random number changer for storing a random number value identical to the random number value of the terminal, a password receiver for receiving the one-time password of the terminal, a password verifier for verifying the password to authenticate the user. As a result, it is possible to raise the security level by using a one-time password in which a different password is used each time a user is authenticated, and to save costs by generating a one-time password for various services with a single terminal.

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First Claim