Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard

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United States of America Patent

PATENT NO 6112987
SERIAL NO

09095866

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method of executing a transaction on a smartcard of the type including a processor, a memory for storing a system program, an application programs and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data is disclosed. The method comprises the steps of: determining from the data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard (102); determining from the related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor (102); in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor (105); and in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to the or each pre-transaction state (108).

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Patent Owner(s)

  • INTERNATIONAL BUSINESS MACHINES CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Lambert, Howard Shelton Southampton, GB 23 1198
Orchard, James Ronald Lewis Winchester, GB 10 491

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