Integrated full service consumer banking system and system and method for opening an account

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 6131810
SERIAL NO

09240587

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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An integrated financial system that includes a single customer account that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage components. A consistent user interface means is provided to allow a customer to access the account from a different sources including at least an automatic teller machine, a phone and a personal teller transaction. The account is flexible enough to include a variety of other components such as a credit card component, a line of credit component, a secured credit component and a money market component. A system and method for opening a single integrated account for a customer in a single session is also described.

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Patent Owner(s)

  • CITIBANK, N.A.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dowd, Marylou Massapequa, NY 5 824
Weiss, Lawrence Skaneateles, NY 6 1011

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