US Patent No: 6,243,688

Number of patents in Portfolio can not be more than 2000

Internet-based credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle

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Abstract

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An Internet-based purchase credit award interchange center is described which interfaces with a credit award exchange center for conversion of any form of merchant or purchase credit award resulting from customer purchase of goods or services to investment in a mutual fund and/or investment vehicle utilizing computer data processing methods. Preassigned purchase credit accumulations earned by a consumer are exchanged from a merchant or creditor through or combination of credit cards, co-branded credit cards, PIN cards, debit and smart cards, coupons, stamps, proof of purchase, rebates, or any form of purchase award of merchant or creditors choice for an investment in a mutual fund or other investment vehicle. A specific implementation is described wherein a credit card account having investment credit awards is issued through the Internet to a customer. While inputting information through the Internet necessary for establishing the credit card account, the customer also provides any information needed to authorize the purchase of investment vehicles on his or her behalf. Any forms that need to be signed by the customer to authorize purchase of the investment vehicles may be printed out by the customer. The customer may also select, via the Internet, particular investment vehicles out of a group of possible investment vehicles. Subsequent use of the credit card by the customer automatically results in accrual of credit award accumulations in the selected investment vehicle.

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First Claim

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Patent Owner(s)

  • Assignment data not available. Check USPTO

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kalina, Dyan T 115 S. Topanga Cyn. Blvd., Suite 186, Topanga, CA 90290 2 436

Cited Art Landscape

Patent Info (Count) # Cites Year
 
AFFINION NET PATENTS, INC. (1)
5,774,870 Fully integrated, on-line interactive frequency and award redemption program 573 1995
 
ASPEN MARKETING SERVICES, INC. (1)
5,983,196 Interactive computerized methods and apparatus for conducting an incentive awards program 195 1996
 
COMMUNITY LINK FOUNDATION, INC. (1)
5,466,919 Credit/charge card system enabling purchasers to contribute to selected charities 213 1994
 
EVERY PENNY COUNTS, INC. (1)
5,621,640 Automatic philanthropic contribution system 165 1994
 
First Marketrust Intl. (1)
5,537,314 Referral recognition system for an incentive award program 720 1995
 
FPX, LLC (1)
5,483,049 Coupon exchanging and check writing system 67 1994
 
KALINA, DYAN T. (1)
5,970,480 Centralized credit interchange system of converting purchase credit awards through credit exchange system for purchase of investment vehicle 157 1997
 
SCHIMATIC CASH TRANSACTIONS NETWORK.COM, INC. (1)
5,806,045 Method and system for allocating and redeeming incentive credits between a portable device and a base device 498 1996
 
Tradevest, Inc. (1)
4,750,119 Purchasing system with rebate feature 341 1986
 
UPROMISE, INC. (1)
5,471,669 Coupon savings account system 230 1994
 
Other [Check patent profile for assignment information] (3)
5,233,514 System and method for redeeming and accumulating stock purchase credits in a company by the participating consumers 96 1990
5,297,026 System for promoting account activity 303 1992
5,991,736 Patronage incentive award system incorporating retirement accounts and method thereof 184 1997

Patent Citation Ranking

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Patent Info (Count) # Cites Year
 
JPMORGAN CHASE BANK, N.A. (115)
8,571,975 System and method for sending money via E-mail over the internet 0 1999
7,370,004 Personalized interactive network architecture 46 2000
7,321,864 System and method for providing funding approval associated with a project based on a document collection 88 2000
6,631,849 Selectable multi-purpose card 373 2000
6,985,873 System and method for administering a brokerage rebate card program 7 2001
6,945,453 System and method for funding a collective account by use of an electronic tag 50 2001
7,246,263 System and method for portal infrastructure tracking 15 2001
8,438,086 System and method for providing customers with seamless entry to a remote server 0 2001
7,433,829 System and method for managing global risk 7 2001
7,512,566 System and method for using a stored value account having subaccount feature 10 2001
7,987,501 System and method for single session sign-on 1 2001
7,941,533 System and method for single sign-on session management without central server 4 2002
7,895,098 System and method for measuring and utilizing pooling analytics 36 2002
7,246,324 Method and system for data capture with hidden applets 11 2002
7,143,174 Method and system for delayed cookie transmission in a client-server architecture 4 2002
7,472,171 Method and system for determining receipt of a delayed cookie in a client-server architecture 12 2002
7,809,641 System and method for funding a collective account 10 2002
7,860,789 Multiple account advanced payment card and method of routing card transactions 12 2002
7,689,504 System and method for establishing or modifying an account with user selectable terms 35 2002
7,165,049 Sponsor funded stored value card 99 2002
8,301,493 System and method for providing incentives to consumers to share information 0 2002
7,801,816 System and method for currency selectable stored value instrument 2 2003
8,239,304 Method and system for providing pre-approved targeted products 1 2003
7,353,383 System and method for single session sign-on with cryptography 21 2003
7,676,425 Method and system for providing flexible financing 23 2003
8,306,907 System and method for offering risk-based interest rates in a credit instrument 2 2003
7,606,727 System and method for identifying optimal marketing offers 4 2003
7,953,663 System and method for financial instrument pre-qualification and offering 4 2003
7,809,595 System and method for managing risks associated with outside service providers 6 2003
8,239,323 Method and system for distribution of unactivated bank account cards 1 2003
7,130,828 Debit purchasing of stored value card for use by and/or delivery to others 43 2003
7,376,838 Method for controlled and audited access to privileged accounts on computer systems 11 2003
7,421,696 Methods and systems for managing successful completion of a network of processes 1 2004
8,429,006 System and method for offer targeting 0 2004
7,467,106 System and method for offer management 5 2004
8,190,893 Portable security transaction protocol 3 2004
7,392,222 System and method for providing promotional pricing 100 2004
7,707,111 Customer activated multi-value (CAM) card 32 2004
8,175,908 Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data 9 2004
7,349,866 System and method for funding a collective account by use of an electronic tag 39 2004
7,363,273 Debit purchasing of stored value card for use by and/or delivery to others 21 2004
7,174,314 Debit purchasing of stored value card for use by and/or delivery to others 22 2004
7,174,315 Debit purchasing of stored value card for use by and/or deliveries to others 57 2004
7,174,316 Debit purchasing of stored value card for use by and/or delivery to others 23 2004
7,174,317 Debit purchasing of stored value card for use by and/or delivery to others 40 2004
7,171,388 Debit purchasing of stored value card for use by and/or delivery to others 21 2004
7,191,952 Selectable multi-purpose card 94 2004
8,630,898 Stored value card provided with merchandise as rebate 0 2005
7,756,896 System and method for multi-dimensional risk analysis 33 2005
7,660,763 Customer activated multi-value (CAM) card 20 2005
7,263,507 Customer activated multi-value (CAM) card 46 2005
8,185,877 System and method for testing applications 11 2005
7,401,731 Method and system for implementing a card product with multiple customized relationships 78 2005
7,801,799 Customer activated multi-value (CAM) card 4 2005
8,719,085 System and method for administering a brokerage rebate card program 0 2006
7,941,355 Universal payment protection 5 2006
7,783,578 System for providing cardless payment 3 2006
7,461,265 System and method for single sign on process for websites with multiple applications and services 17 2006
7,444,672 System and method for single sign on process for websites with multiple applications and services 18 2006
7,809,642 Debit purchasing of stored value card for use by and/or delivery to others 5 2006
7,591,416 Selectable multi-purpose card 45 2006
7,676,429 Credit instrument and system providing multiple services including access to credit services and access to a service provider club 0 2006
7,311,244 System and method for funding a collective account by use of an electronic tag 27 2006
7,306,141 System and method for funding a collective account by use of an electronic tag 27 2006
7,784,682 System and method for granting promotional rewards to both customers and non-customers 4 2006
8,583,926 System and method for anti-phishing authentication 0 2006
8,781,905 System and method for transponder-enabled account transactions 0 2006
7,505,918 Method and system for managing risks 3 2006
7,360,693 System and method for a card benefit program providing benefits to program members based on program performance 31 2006
7,753,259 System and method for granting promotional rewards to both customers and non-customers 39 2006
8,145,522 System and method for establishing or modifying an account with user selectable terms 4 2006
7,357,331 Selectable multi-purpose card 53 2006
7,966,496 System and method for single sign on process for websites with multiple applications and services 5 2006
7,603,283 Method and system for managing risk 4 2007
8,335,855 System and method for portal infrastructure tracking 0 2007
7,805,368 Debit purchasing of stored value card for use by and/or delivery to others 4 2007
8,185,940 System and method for providing discriminated content to network users 1 2007
7,818,253 Debit purchasing of stored value card for use by and/or delivery to others 5 2007
8,020,754 System and method for funding a collective account by use of an electronic tag 3 2007
7,685,013 System and method for automatic financial project management 13 2007
8,417,601 Variable rate payment card 0 2007
8,033,451 System and method for funding a collective account by use of an electronic tag 0 2007
7,809,643 Debit purchasing of stored value card for use by and/or delivery to others 4 2007
7,949,574 Personalized interactive network architecture 2 2007
8,676,642 System and method for granting promotional rewards to financial account holders 0 2008
8,473,735 Systems and methods for managing digital certificates 1 2008
8,533,111 System and method for providing promotional pricing 0 2008
7,890,422 Multiple account advanced payment card and method of routing card transactions 15 2008
8,590,008 System and method for single sign on process for websites with multiple applications and services 0 2008
D602522 Transaction device 39 2008
7,962,391 System and method for determining elegibility and enrolling members in various programs 2 2008
8,321,682 System and method for generating and managing administrator passwords 2009
8,781,904 System and method for transponder-enabled account transactions 0 2009
7,926,711 System and method for granting promotional rewards to both customers and non-customers 9 2009
8,408,455 System and method for granting promotional rewards to both customers and non-customers 0 2009
8,160,960 System and method for rapid updating of credit information 4 2009
8,386,381 Method and system for detecting, monitoring and addressing data compromises 1 2009
8,095,459 Method and system for providing flexible financing 1 2010
8,645,265 System and method for card processing with automated payment of club, merchant, and service provider fees 0 2010
8,732,072 System and method for establishing or modifying an account with user selectable terms 0 2010
8,005,756 Debit purchasing of stored value card for use by and/or delivery to others 1 2010
8,145,549 System and method for offering risk-based interest rates in a credit instutment 2 2010
8,533,031 Method and system for retaining customer loyalty 0 2010
8,554,631 Method and system for determining point of sale authorization 1 2010
8,517,258 System and method for granting promotional rewards to both customers and non-customers 0 2011
8,255,307 System and method for measuring and utilizing pooling analytics 0 2011
8,326,694 Personalized interactive network architecture 0 2011
8,463,681 Method and system for distribution of unactivated bank account cards 0 2012
8,458,070 System and method for providing customers with seamless entry to a remote server 0 2012
8,469,265 Method and system for implementing a card product with multiple customized relationships 0 2012
8,577,770 System and method for measuring and utilizing pooling analytics 0 2012
8,549,315 System and method for generating and managing administrator passwords 0 2012
8,533,086 Variable rate payment card 0 2013
8,726,011 Systems and methods for managing digital certificates 0 2013
8,752,759 Method and system for implementing a card product with multiple customized relationships 0 2013
 
VISA U.S.A. INC. (32)
8,010,405 Multi-application smart card device software solution for smart cardholder reward selection and redemption 4 2003
8,626,577 Network centric loyalty system 0 2003
6,920,611 Method and system for implementing a loyalty merchant component 73 2003
8,554,610 Method and system for providing reward status 1 2003
7,104,446 Method, system and portable consumer device using wildcard values 29 2003
8,015,060 Method and system for managing limited use coupon and coupon prioritization 0 2003
7,121,456 Method and system for managing token image replacement 23 2003
7,051,923 Method and system for providing interactive cardholder rewards image replacement 36 2003
8,407,083 Method and system for managing reward reversal after posting 5 2003
8,005,763 Method and system for providing a distributed adaptive rules based dynamic pricing system 0 2003
7,827,077 Method and apparatus for management of electronic receipts on portable devices 5 2003
7,653,602 Centralized electronic commerce card transactions 3 2003
7,464,870 Method and system for providing interactive cardholder rewards image replacement 2 2006
7,350,702 Method, system and portable consumer device using wildcard values 10 2006
7,374,078 Method and system for managing token image replacement 4 2006
7,367,501 Method, system and portable consumer device using wildcard values 9 2006
7,857,215 Method and system including phone with rewards image 0 2007
7,857,216 Method and system for providing interactive cardholder rewards image replacement 0 2007
7,654,451 Method, system and portable consumer device using wildcard values 5 2007
7,611,054 Mobile phone including wildcard data string 5 2007
7,624,917 Method and system for managing token image replacement 1 2007
7,591,412 Method and system for managing token image replacement 1 2007
8,386,343 Method and user device for management of electronic receipts 0 2009
7,987,120 Method and portable device for management of electronic receipts 9 2009
7,725,369 Method and server for management of electronic receipts 6 2009
7,861,919 Method and system for managing loyalty program information on a phone 4 2009
7,900,831 Method and system using wildcard values 2 2009
8,346,634 Method and apparatus for management of electronic receipts on portable devices 1 2010
8,141,777 Method and system using wildcard values 0 2011
8,244,648 Method and system for providing a distributed adaptive rules based dynamic pricing system 0 2011
8,682,716 Method and system for managing limited use coupon and coupon prioritization 0 2012
8,775,241 Method and system for determining rewards 0 2013
 
PROPULSION REMOTE HOLDINGS, LLC (21)
7,398,225 System and method for networked loyalty program 26 2001
7,398,226 System and method for networked loyalty program 21 2001
7,613,628 System and method for networked loyalty program 22 2001
7,613,629 System and method for the transfer of loyalty points 35 2002
7,584,149 System and method for securing data through a PDA portal 4 2006
8,155,999 System and method for a merchant loyalty system 7 2006
7,672,870 System and method for monitoring consumer purchasing activity 31 2006
7,496,524 System and method for networked loyalty program 13 2007
7,428,498 System and method for networked loyalty program 12 2007
7,945,516 System and method for securing data through a PDA portal 1 2007
7,890,367 System and method for tiered filtering of purchase transactions 5 2007
8,024,220 System and method for networked loyalty program 11 2007
7,813,955 System and method for networked loyalty program 75 2007
8,050,968 System and method for the real-time transfer of loyalty points between accounts 7 2008
7,996,320 System and method for securing data through a PDA portal 3 2008
8,065,182 System and method for networked loyalty program 6 2009
8,732,013 System and method for tiered filtering of purchase transactions 0 2010
8,738,532 System and method for securing data through a PDA portal 0 2011
8,626,582 System and method for networked loyalty program 0 2011
8,458,026 System and method for networked loyalty program 0 2011
8,639,568 System and method for a merchant loyalty system 0 2012
 
III HOLDINGS 1, LLC (14)
8,046,256 System and method for using loyalty rewards as currency 51 2001
7,606,730 System and method for a multiple merchant stored value card 38 2002
7,788,129 System and method for redeeming vouchers 3 2003
7,912,777 System and method for using cash rebates 1 2004
7,509,272 Calendar auction method and computer program product 0 2004
8,301,566 System and method for providing a financial transaction instrument with user-definable authorization criteria 1 2005
7,702,547 Calculating and displaying interest avoided by use of a particular interest calculation method 3 2005
7,904,386 System, method, and computer program product for saving and investing through use of transaction cards 4 2006
8,321,270 System and method for a multiple merchant stored value card 1 2009
8,423,401 System and method for redeeming vouchers 5 2010
8,417,635 System, method, and computer program product for saving and investing through use of transaction cards 0 2011
8,666,897 System and method for providing a financial transaction instrument with user-definable authorization criteria 0 2012
8,478,639 System and method for a multiple merchant stored value card 0 2012
8,650,077 System and method for a multiple merchant stored value card 0 2013
 
Charles Schwab & Co., Inc. (7)
7,483,847 System and method for referral fee processing in accounts managed by financial advisors 5 2002
7,873,556 System and method for margin loan securitization 3 2002
8,700,518 System and method for trading financial instruments using speech 0 2003
7,747,497 System and method for referral fee processing in accounts managed by financial advisors 1 2008
8,019,669 System and method for referral fee processing in accounts managed by financial advisors 1 2010
8,126,798 System and method for margin loan securitization 0 2010
8,626,632 System and method for margin loan securitization 0 2012
 
CHASE BANK USA, NATIONAL ASSOCIATION (5)
7,426,530 System and method for providing customers with seamless entry to a remote server 28 2000
7,313,546 System and method for currency selectable stored value instrument 6 2001
8,751,391 System and process for performing purchase transactions using tokens 0 2003
7,756,816 System and method for network-based project management 1 2005
7,747,463 Debit purchasing of stored value card for use by and/or delivery to others 23 2008
 
GRDN. NET SOLUTIONS, LLC (5)
7,257,581 Storage, management and distribution of consumer information 39 2001
7,467,141 Branding and revenue sharing models for facilitating storage, management and distribution of consumer information 24 2001
8,566,248 Initiation of an information transaction over a network via a wireless device 0 2001
7,487,130 Consumer-controlled limited and constrained access to a centrally stored information account 8 2006
8,260,806 Storage, management and distribution of consumer information 0 2007
 
PE SYSTEMS, LLC (5)
8,024,268 Altering card-issuer interchange categories 3 2009
8,019,680 Altering card-issuer interchange categories 3 2009
8,019,681 Interchange categories 3 2009
8,244,634 Interchange categories 0 2011
8,301,559 Determination of interchange categories 0 2011
 
BANK ONE, DELAWARE, NATIONAL ASSOCIATION (4)
6,745,938 System and methods for card payment instrument with rebate applied to an insurance premium 84 2002
7,072,864 Customer activated multi-value (CAM) card 121 2003
7,086,586 System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance 17 2004
7,051,925 System and method for funding a collective account by use of an electronic tag 102 2004
 
AFFINION NET PATENTS, INC. (3)
6,578,012 Fully integrated, on-line interactive frequency and award redemption program 67 1999
7,430,520 System and method for determining the level of a authentication required for redeeming a customer's award credits 1 2000
7,778,868 System and method for determining the level of an authentication required for redeeming a customers award credits 1 2008
 
ENFOTRUST NETWORKS, INC. (3)
8,028,039 System and method for communicating data between wireless mobile hand-held computer and a back-end computer system 0 2005
7,861,281 System and method for facilitating the transfer of information relating to quality of an organization 0 2005
7,708,202 System and method for facilitating sales utilizing customer relationship management technology 4 2005
 
J.P. MORGAN CHASE & CO. (3)
6,941,279 Mutual fund card method and system 19 2000
8,612,341 Computerized funding of a second financial account by a first financial card 0 2004
8,700,529 Mutual fund card method and system 0 2006
 
Reflexis Systems, Inc. (3)
8,694,352 System and method for providing handheld field force data gathering automation in a big box retail environment 0 2008
8,474,010 System and method for facilitating the transfer of information relating to quality of an organization 0 2010
8,135,611 System and method for managing asset installation and evaluation 0 2011
 
CAPITAL ONE FINANCIAL CORPORATION (2)
8,131,590 System and methods for purchase reward investment communities 3 2007
8,386,307 System and methods for purchase reward investment communities 0 2012
 
CCIP CORP. (2)
8,626,642 System and method for dynamically managing a financial account 0 2003
7,204,412 Family stored value card program 40 2004
 
CHASE MANHATAN BANK USA, N.A. (2)
6,865,547 Customer activated multi-value (CAM) card 140 2000
6,892,187 Debit purchasing of stored value card for use by and/or delivery to others 60 2003
 
CITIBANK, N.A. (2)
7,010,509 System and method for funding an account and consolidating financial relationships 2 1999
7,092,905 Systems and methods for the processing of financial transactions 70 2001
 
CITICORP CREDIT SERVICES, INC. (2)
7,398,246 Method and system for managing a mortgage rebate transaction card account 0 2004
8,156,039 Method and system for managing a mortgage rebate transaction card account 0 2008
 
DORMARKE ASSETS LIMITED LIABILITY COMPANY (2)
8,504,704 Distributed contact information management 0 2005
8,117,649 Distributed hierarchical identity management 0 2010
 
PE SYSTEMS INC. (2)
8,078,531 Auditing or determining reductions to card-issuer interchange fees 3 2007
7,603,312 Altering card-issuer interchange categories 7 2007
 
RELOCALL GROUP B.V. LLC (2)
7,104,443 Method and system for facilitating electronic funds transactions 189 2002
7,775,426 Method and system for facilitating electronic funds transactions 4 2006
 
Roundit, Inc. (2)
7,574,403 Patronage incentive saving system and method for retail businesses 7 2002
8,185,439 Patronage incentive saving system and method for retail businesses 1 2009
 
SIGNATURE SYSTEMS LLC (2)
8,452,647 Portable hand-held multi-function device for storing, managing and combining rewards 0 2012
8,712,840 Portable hand-held multi-function device for storing, managing and combining rewards 0 2013
 
VISA INTERNATIONAL SERVICE ASSOCIATION (2)
8,429,048 System and method for processing payment transaction receipts 1 2010
8,650,124 System and method for processing payment transaction receipts 0 2013
 
CARBON TECHNOLOGIES NV (1)
6,964,695 Method and equipment for removing volatile compounds from air 1 2003
 
CHASE BANK USA, N.A. (1)
7,163,153 Selectable multi-purpose card 161 2003
 
CHASE MAHATTAN BANK USA, NATIONAL ASSOCIATION (1)
7,499,887 System and method for card processing with automated payment of club, merchant, and service provider fees 7 2005
 
Cornelius Marketing (1)
7,480,634 Method and system for saving and investing through use of a money management card and pooled investment accounts 4 2002
 
Dormarke Assets Limited Liability (1)
8,527,752 Graduated authentication in an identity management system 0 2005
 
ENFO TRUST NETWORKS, INC. (1)
7,957,990 System and method for managing asset installation and evaluation 0 2005
 
EXCENTUS CORPORATION (1)
7,742,942 System and method for discounting fuel 6 2005
 
Fortune Machine Corporation Limited (1)
7,233,911 System for deducting and adding a percentage of a customer's purchase amount to a jackpot 5 1999
 
H.O.M.E. MORTGAGE CARD, LLC (1)
8,078,491 System for card activity-based residential crediting 0 2000
 
NOVAWIZ, INC. (1)
6,879,994 System and method for processing and presenting internet usage information to facilitate user communications 67 2000
 
SILICON VALLEY BANK (1)
8,191,776 System and method for funding via a prepaid card a financial product intended or targeted by the purchaser at the time of purchase 1 2009
 
SONY ELECTRONICS INC. (1)
7,289,970 Method to electronically track personal credit information 51 2000
 
TARGET BRANDS, INC. (1)
8,489,452 Systems and methods for providing a user incentive program using smart card technology 2 2003
 
TECH EQUITY PARTNERS LLC (1)
6,663,002 Apparatus and method for facilitating credit transactions 10 2001
 
TRANSACTIS, INC. (1)
8,775,243 Electronic coupon creation deployment, transference, validation management, clearance, redemption and reporting system and interactive participation of individuals and groups within the system 0 2010
 
Tuitionfund, LLC. (1)
8,589,226 Methods and systems for providing a merchant funded incentive rebate or awards program 0 2012
 
UNIVERSITAT DE GIRONA (1)
8,140,426 Auction procedure for use with a special purpose digital computer for an efficient achievement of limited resources in a competing environment 0 2008
 
Other [Check patent profile for assignment information] (20)
7,299,204 System for winning investment selection using collective input and weighted trading and investing 5 2001
7,219,071 Administering incentive award program 20 2001
8,793,160 System and method for processing transactions 0 2003
7,155,614 System and method for single sign on process for websites with multiples applications and services 13 2006
8,793,490 Systems and methods for multifactor authentication 0 2006
8,239,261 Method and system for managing limited use coupon and coupon prioritization 0 2008
8,376,224 Self-service stations for utilizing non-negotiable credits earned from a game of chance 0 2011
8,313,023 Exchange of non-negotiable credits of an entity's rewards program for entity independent funds 7 2012
8,297,502 User interface for the exchange of non-negotiable credits for entity independent funds 10 2012
8,342,399 Conversion of credits to funds 6 2012
8,684,265 Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds 0 2012
8,668,146 Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds 0 2012
8,523,063 Conversion operations of non-negotiable credits to funds between an entity and a commerce partner 5 2013
8,511,550 Graphical user interface for the conversion of loyalty points via a loyalty point website 6 2013
8,523,064 Graphical user interface for the conversion of loyalty points for services 4 2013
8,540,152 Conversion operations for loyalty points of different programs redeemable for services 5 2013
8,783,563 Conversion of loyalty points for gaming to a different loyalty point program for services 0 2013
8,763,901 Cross marketing between an entity's loyalty point program and a different loyalty program of a commerce partner 0 2013
8,793,156 Method and system for providing reward status 0 2013
8,789,752 Conversion/transfer of in-game credits to entity independent or negotiable funds 0 2013

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