Method and apparatus for funds and credit line transfers
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United States of America Patent
Stats
-
Jul 31, 2001
Issued Date -
N/A
app pub date -
Jul 22, 1999
filing date -
Jun 13, 1997
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A financial tender transfer system allows a transferor to transfer credit or make payment to a transferee by debiting the credit card of the transferor and crediting the credit card of the transferee. The financial tender transfer system gives the transferee immediate access to the transferred money and ensures the transferor's credit card is valid. Neither party needs to give their credit card number to the other, so security is preserved. Any amount of value up to the full credit line of the transferor can be transferred to the transferee.
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