Method and system for bill presentment and payment

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 6292789
SERIAL NO

09137812

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method and system for presentment of bills on a computer network includes a biller account hosted on a server of a bill service provider for receiving a bill file from a biller that includes bill data. The biller account automatically formats a bill for a consumer from the bill data. The bill file from which the bill is automatically formatted includes a bill template and bill content and may also include a temporary resource. A document server coupled to the bill service provider's server receives and automatically stores the formatted bill in a storage location. The formatted bill consists of an electronic mail message, and the storage location is an electronic mailbox. The stored bill is accessed and displayed by the consumer on a consumer terminal coupled to the document server. The consumer may pay the bill through a bill payment processor.

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Patent Owner(s)

Patent OwnerAddress
CITIBANK N A388 GREENWICH STREET NEW YORK NY 10013

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Schutzer, Daniel Scarsdale, NY 9 1942

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