Financial transaction system
Number of patents in Portfolio can not be more than 2000
United States of America Patent
Stats
-
Dec 18, 2001
Grant Date -
N/A
app pub date -
Mar 9, 2000
filing date -
Nov 1, 1999
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A financial transaction system. The present invention includes a method for performing a financial transaction, wherein a cardholder makes a purchase from a merchant using credit established at a financial institution. The method begins when the merchant transmits a merchant offer including merchant information about the purchase to the cardholder. The cardholder transmits the merchant information along with cardholder information to the financial institution. The financial institution then transmits payment for the purchase to a merchant account and sends a payment notification to the merchant indicating that payment for the purchase has been made and that the merchant offer has been accepted.
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